David Ramirez
$309,0002 bd2 ba1,108 sqft$279 /sqft$2,387 /mo all-in ↓

4644 LONGWATER CHASE UNIT 97, SARASOTA, FL, 34235

Active12 days on marketListed Jul 20, 2026MLS #A4699585

Fully furnishedCondominiumLONGWATER CHASE

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About this home

4644 LONGWATER CHASE UNIT 97

Welcome to Longwater Chase in The Meadows, where comfort, convenience, and Florida living come together. This beautifully maintained ground-floor corner residence offers 2 bedrooms and 2 bathrooms and is an opportunity you won't want to miss. Inside, you'll find a thoughtfully updated interior featuring hurricane-impact windows, a beautifully renovated kitchen, an updated primary bathroom, and a fresh coat of interior paint. Being offered turnkey furnished, this home is truly move-in or rental ready, with rental income already on the books, making it an excellent opportunity for seasonal residents, investors, or full-time homeowners alike. Longwater Chase is nestled within The Meadows, one of Sarasota's most established and sought-after communities, known for its mature oak canopies, lush landscaping, scenic lakes, and peaceful walking paths. Ideally located just minutes from University Town Center, you'll enjoy easy access to exceptional shopping, dining, entertainment, I-75, downtown Sarasota, and the area's world-renowned Gulf beaches. Whether you're searching for a winter retreat, an income-producing investment, or your next place to call home, this exceptional property offers the perfect combination of location, lifestyle, and value.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,108

Sqft

10.71 ac

Lot size

1979

Year built

One

Levels

$279

Per sqft

Pool & Trees/Woods viewFurnished

Inside

FlooringCeramic Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesSouth
ParkingAssigned · Ground Level · Guest · Open
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Entrance · Private Mailbox · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,254/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Golf · No Truck/RV/Motorcycle Parking · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,387 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$271
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,815
Interest rate6.00%
Loan term

Estimated payment

$2,387/mo

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$271
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $309K
$226KedgeAI estimate $238,699 · range $235K$242K$321K

vs edgeAI estimate

+29.5%

$/sqft vs Sarasota actives

$279 vs $330

Days on market

12 vs 58 typical

Where $279/sqft sits among the 400 Sarasota actives

221 · this home
54
42
22
24
37
$162–363$363–565$565–767$767–969$969–1170$1170+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 4644 LONGWATER CHASE UNIT 97

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34235 — neighborhood snapshot

Population

15,114

Median age

57.6

Median income

$72,948

Median home value

$338,200

Avg household

2.12

Households w/ children

1,116

For the school run

Sarasota County School District

ElementaryGocio Elementary School★★★★
MiddleBooker Middle School★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

159 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the SARASOTA 34235 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $309,000 · 12 days on market since
1979Built · LONGWATER CHASE

Reality check

What actually sold near 4644 LONGWATER CHASE UNIT 97

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4658 LONGWATER CHASE UNIT 104Sold · Sep ’25

$240,000

4658 LONGWATER CHASE UNIT 104 · same community

2 bd · 2 ba · 1,108 sqft · $217/sqft · 40 DOM

4546 LONGWATER UNIT 44Sold · Oct ’25

$197,000

4546 LONGWATER UNIT 44 · same community

2 bd · 2 ba · 1,108 sqft · $178/sqft · 85 DOM

4580 LONGWATER UNIT 61Sold · Nov ’25

$220,000

4580 LONGWATER UNIT 61 · same community

2 bd · 2 ba · 1,108 sqft · $199/sqft · 199 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4644 LONGWATER CHASE UNIT 97 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4644 LONGWATER CHASE UNIT 97 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4644 LONGWATER CHASE UNIT 97 FAQs

What would the monthly payment be for 4644 LONGWATER CHASE UNIT 97?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,387/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4644 LONGWATER CHASE UNIT 97?+

The most recent tax bill on record (2025) was $3,254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4644 LONGWATER CHASE UNIT 97?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $309,000, this home is listed about 46% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4644 LONGWATER CHASE UNIT 97?+

Gocio Elementary School (elementary), Booker Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Drew Jacobsen. MLS #A4699585.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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