5405 BEARUP STREET, PORT CHARLOTTE, FL, 33981
Active27 days on marketListed Jul 9, 2026MLS #A4699558
About this home
5405 BEARUP STREET
Welcome to your next chapter in sunny Southwest Florida! Skip the wait and expense of new construction—this beautifully maintained, move-in ready home at **5405 Bearup Street, Port Charlotte** is ready for you today. The sellers are upsizing and motivated, creating an exceptional opportunity to own a nearly new home without the delays, additional costs, or uncertainty of building. The popular **Sunshine Model** offers **1,639 square feet of thoughtfully designed living space** with **3 bedrooms, 2 bathrooms, and a spacious 2-car garage**. Designed with both comfort and functionality in mind, the open-concept floor plan features soaring cathedral ceilings, abundant natural light, and a seamless flow that's perfect for everyday living and entertaining. At the heart of the home, you'll find a stunning kitchen complete with **granite countertops, a large center island, stainless steel appliances, recessed lighting, ample cabinetry, and an adjoining dining area**. French doors lead directly to the covered lanai, extending your living space outdoors for year-round Florida enjoyment. The private owner's suite offers a relaxing retreat with a generous walk-in closet, dual-sink vanity, and oversized corner shower. The split-bedroom floor plan provides privacy for family members or guests, while the secondary bathroom features a convenient tub/shower combination. Additional upgrades include: Tile flooring throughout the entire home, Granite countertops in both the kitchen and bathrooms, Ceiling fans in every room, Recessed lighting, Hurricane/storm shutters, Neutral finishes ready for your personal style Step outside to a spacious backyard with endless possibilities. There's plenty of room to add a custom pool, create your dream outdoor entertaining area, establish a garden, or simply enjoy the Florida sunshine with family and pets. Conveniently located near shopping, restaurants, schools, medical facilities, golf courses, and everyday conveniences, this home also provides easy access to nearby boat ramps, making it an ideal choice for boating, fishing, and outdoor enthusiasts. Whether you're searching for your primary residence, seasonal retreat, or investment property, this home offers the perfect combination of quality construction, modern finishes, desirable location, and outstanding value. **Don't miss this opportunity to own a beautiful move-in ready home and start living the Florida lifestyle you've been dreaming about!**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,640
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,375 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,375/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs PORT CHARLOTTE SEC 052
$183 vs $193
Days on market
27 vs 59 typical
Where $183/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 052
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
1 of 7
PORT CHARLOTTE SEC 052 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 669% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5405 BEARUP STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$280,000
5353 KASPAR STREET · same community
3 bd · 2 ba · 1,639 sqft · $171/sqft · 97 DOM
Sold · Feb ’26$240,000
5446 STOKES STREET · same community
3 bd · 2 ba · 1,639 sqft · $146/sqft · 6 DOM
Sold · Apr ’26$292,000
14087 FILLMORE AVENUE · same community
3 bd · 2 ba · 1,567 sqft · $186/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5405 BEARUP STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5405 BEARUP STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5405 BEARUP STREET FAQs
What would the monthly payment be for 5405 BEARUP STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,375/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5405 BEARUP STREET?+
The most recent tax bill on record (2025) was $3,798. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $299,999, this home is listed about 9% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5405 BEARUP STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Liz Williamson. MLS #A4699558.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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