691 RUSSELL STREET, LONGBOAT KEY, FL, 34228
Active26 days on marketListed Jul 8, 2026MLS #A4699467
About this home
691 RUSSELL STREET
Experience luxury coastal living in this completely renovated annual rental on the desirable north end of Longboat Key. Situated on an oversized double lot just minutes from the pristine Gulf beaches, this exceptional pool home offers the perfect blend of style, comfort, and convenience. Thoughtfully redesigned from top to bottom, the home features a bright, open-concept floor plan with wide-plank oak flooring, hurricane-impact windows and doors, recessed lighting, and premium finishes throughout. The chef's kitchen is the centerpiece of the home, showcasing custom Campbell cabinetry, elegant quartz countertops, an oversized island, and commercial-grade KitchenAid appliances—ideal for everyday living and entertaining. The spacious sunroom opens to a spectacular backyard retreat with panoramic views of the private outdoor living space. Enjoy a heated 8-foot-deep saltwater pool, an expansive paver patio, hookups for two outdoor kitchens, premium artificial turf, and lush tropical landscaping, creating the ultimate setting for year-round Florida living. The owner's suite is a private sanctuary featuring two custom walk-in closets and a spa-inspired en-suite bathroom with a marble vanity, custom cabinetry, and a luxurious soaking tub with a frameless glass enclosure. A centrally located den/office provides the perfect space for working remotely or enjoying a quiet reading room. This home has been extensively updated with new plumbing, electrical, natural gas lines, HVAC and central air conditioning, and a new roof, offering modern comfort and peace of mind. Ideally located just minutes from Longboat Key's beautiful beaches, public boat ramps, waterfront dining, boutique shopping, salons, marinas, fishing charters, paddleboarding, kayaking, jet skiing, parasailing, and everything the island lifestyle has to offer. Don't miss this rare opportunity to enjoy luxury living on Longboat Key in an exceptional annual rental. Small Dogs welcome. First, Last and Security will be collected.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,141
Sqft
0.31 ac
Lot size
2
Garage
1972
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$229 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$229/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Longboat Key actives
$4 vs $693
Days on market
26 vs 95 typical
Where $4/sqft sits among the 262 Longboat Key actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Long Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Longboat Key. See the full Longboat Key guide →
Long Beach — neighborhood snapshot
Population
510
Median age
68
Median income
$137,083
Median home value
$892,600
Avg household
2
Households w/ children
3%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longboat Key market
$820K → $882K
Longboat Key median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
113 of 262
Longboat Key actives have cut their price
Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 691 RUSSELL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$2,495,000
6949 LONGBOAT DRIVE S
3 bd · 3.5 ba · 2,166 sqft · $1,152/sqft · 0 DOM
Sold · Mar ’26$625,000
6901 POINSETTA AVENUE
4 bd · 3 ba · 2,173 sqft · $288/sqft · 2 DOM
Sold · Apr ’26$1,400,000
7091 LONGBOAT DRIVE E
3 bd · 2 ba · 2,089 sqft · $670/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 691 RUSSELL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 691 RUSSELL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
691 RUSSELL STREET FAQs
What would the monthly payment be for 691 RUSSELL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $229/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 691 RUSSELL STREET?+
The listing reports pets: Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longboat Key?+
At $9,500, this home is listed about 99% below the Longboat Key median of $960,000. The market section on this page shows how the area is trending.
Which schools are assigned to 691 RUSSELL STREET?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LONGBOAT KEY 34228 market on paper
$9,500 is 99% below the LONGBOAT KEY 34228 median of $649,000, and at $4/sqft it sits under the Longboat Key average of $844.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GULF COAST REALTY & MANAGEMENT · Jaime Barcelo. MLS #A4699467.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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