14537 DERNA TERRACE, BRADENTON, FL, 34211
Active15 days on marketListed Jul 8, 2026MLS #A4699455
About this home
14537 DERNA TERRACE
Under Construction. What's Special: Golf Course Community | Dedicated Study | Single Level Living. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the Arezzo at 14537 Derna Terrace in Esplanade at Azario Lakewood Ranch! This new home features a spacious great room that connects seamlessly to the covered lanai and screened patio, creating an ideal space for indoor-outdoor living. The kitchen showcases quartz countertops, pendant lights over the breakfast bar, and a functional layout that flows into the dining area. The private primary suite is tucked away and includes a well-appointed bath and generous walk-in closet, while two secondary bedrooms and a study provide flexibility for everyday living. Whole house impact windows add comfort and peace of mind throughout. Additional Highlights Include: Tray ceiling pkg, 4' garage extension, double pocket doors at study, 8' interior doors, additional sink at bath 2, pre-plumb for future laundry sink, outdoor kitchen rough-in, upgraded wood stain kitchen cabinets, cushion close doors and drawers, and stainless-steel apron front kitchen sink. Photos are for representative purposes only. MLS#A4699455 - Resort-Style Living in Esplanade at Azario Lakewood Ranch, the perfect blend of relaxation and recreation! Enjoy the heated resort-style pool, state-of-the-art fitness center, and energizing aerobics classes. For outdoor enthusiasts, there are pickleball courts, scenic trails, Vitality Park, and if golf is your game, you'll love Esplanade's 18-hole championship course! Unwind with a facial massage or by the fire pit after a workout. Exclusive amenities like a Wellness Center, Culinary Center, and sports courts ensure there's something for everyone, whether you want to stay active or relax in style.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,925
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,375 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,879/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.2%
$/sqft vs AZARIO ESPLANADE
$286 vs $346
Days on market
15 vs 53 typical
Where $286/sqft sits among the 17 homes for sale in AZARIO ESPLANADE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
8 of 17
AZARIO ESPLANADE have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 14537 DERNA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$834,586
3221 VICENZA COURT · same community
3 bd · 3.5 ba · 2,112 sqft · $395/sqft · 63 DOM
Sold · Mar ’26$789,118
16331 SAN DONATO PLACE · same community
3 bd · 3.5 ba · 2,152 sqft · $367/sqft · 54 DOM
Sold · Mar ’26$559,649
3219 ALBA CIRCLE · same community
2 bd · 2 ba · 1,689 sqft · $331/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14537 DERNA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14537 DERNA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14537 DERNA TERRACE FAQs
What would the monthly payment be for 14537 DERNA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,375/mo — principal and interest, estimated property taxes, the $735/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14537 DERNA TERRACE?+
The association fee works out to $735 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14537 DERNA TERRACE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14537 DERNA TERRACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $549,829, this home is listed about 39% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 14537 DERNA TERRACE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,829 runs 35% above the BRADENTON 34211 median — but at 1,925 sqft it's also 21% larger than the typical Bradenton listing.
02Know the monthly fee
The association fee is $735/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $663,829, now $549,829 — a $114K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON RLTY OF FLA · Michelle Campbell. MLS #A4699455.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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