David Ramirez
$415,0003 bd2 ba2,158 sqft$192 /sqft$3,331 /mo all-in ↓

2915 126TH TERRACE E, PARRISH, FL, 34219

Active10 days on marketListed Jul 9, 2026MLS #A4699448

Single Family ResidenceCHELSEA OAKS PH II & III

About this home

2915 126TH TERRACE E

Discover serene living in this gated Parrish community. This 3-bedroom, 2-bath home sits at the end of a quiet cul-de-sac and backs to peaceful pond and preserve views—offering rare privacy and a daily connection to nature. The open-concept layout centers around a bright kitchen overlooking the spacious family room—perfect for everyday living and entertaining. A signature disappearing corner sliding glass door seamlessly blends indoors and out, flooding the home with natural light and creating an effortless flow to the outdoor living area. With no CDD fees, you’ll appreciate lower monthly fees while still enjoying fantastic community amenities: a sparkling pool, playground, and basketball court. A rare blend of privacy, style, and convenience. Come experience the lifestyle this Parrish home offers.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,158

Sqft

0.28 ac

Lot size

2

Garage

2007

Year built

One

Levels

$192

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorIrrigation System · Private Yard · Sliding Doors

Community & fees

HOA fee$165/mo
Taxes (2025)$4,548/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Irrigation-Reclaimed Water · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,331 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$379
HOA fee — from the listing$165
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,331/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$379
HOA / condo fee$165
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$398KedgeAI estimate $437,038 · range $427K$463K$481K

vs edgeAI estimate

−5%

$/sqft vs Parrish actives

$192 vs $206

Days on market

10 vs 42 typical

Where $192/sqft sits among the 400 Parrish actives

101
97 · this home
88
59
23
32
$154–179$179–205$205–231$231–256$256–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Chelsea Oaks

Map of 2915 126TH TERRACE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa55 min
Tampa Int’l Airport (TPA)66 min

Get to know Parrish. See the full Parrish guide →

Chelsea Oaks — neighborhood snapshot

Population

697

Median age

39

Median income

$111,555

Median home value

$476,200

Avg household

3

Households w/ children

93%

For the school run

Manatee County School District

ElementaryAnnie Lucy Williams Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

206 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jul 9, 2026Listed at $415,000 · 10 days on market since
2007Built · CHELSEA OAKS PH II & III

Reality check

What actually sold near 2915 126TH TERRACE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12628 30TH STREET CIRCLE ESold · Mar ’26

$499,900

12628 30TH STREET CIRCLE E · same community

4 bd · 2 ba · 2,160 sqft · $231/sqft · 39 DOM

2720 124TH AVENUE ESold · May ’26

$515,000

2720 124TH AVENUE E · same community

4 bd · 3 ba · 2,219 sqft · $232/sqft · 0 DOM

2808 124TH AVENUE ESold · Sep ’25

$420,000

2808 124TH AVENUE E · same community

4 bd · 2 ba · 2,067 sqft · $203/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2915 126TH TERRACE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2915 126TH TERRACE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2915 126TH TERRACE E FAQs

What would the monthly payment be for 2915 126TH TERRACE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,331/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2915 126TH TERRACE E?+

The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2915 126TH TERRACE E?+

The most recent tax bill on record (2025) was $4,548. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2915 126TH TERRACE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $415,000, this home is listed about 2% below the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 2915 126TH TERRACE E?+

Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PARRISH REALTY OF FLORIDA · Nicole Gabbard. MLS #A4699448.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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