David Ramirez
Short-Term Rental Eligible
$1,425,0004 bd3 ba3,361 sqft$424 /sqft$9,276 /mo all-in ↓

2528 TOM MORRIS DRIVE, SARASOTA, FL, 34240

Active15 days on marketListed Jul 9, 2026MLS #A4699406

Est. $41K/yr short-term rental revenueWaterfrontPrivate poolSingle Family ResidenceLAUREL OAK ESTATES SEC 09

About this home

2528 TOM MORRIS DRIVE

Laurel Oak Estates, this premier golf course homesite, features an exceptional residence that offers breathtaking views and a resort-style pool and spa, creating the ideal setting for relaxing or entertaining. The spacious primary suite features hardwood flooring, a detailed tray ceiling, a bay window and two walk-in closets with built-in shelving. A luxurious bath with dual vanities, a soaking tub, double walk-in showers and a private garden wall. The well-appointed gourmet kitchen boasts granite countertops, abundant wood cabinetry, stainless steel appliances, a walk-in pantry, a compactor, extra 11-by-7 storage and a bright dinette with an aquarium window. Three distinctive themed guest rooms with hardwood flooring add charm and comfort. The gathering room has a gas fireplace and 11-foot sliders overlooking the pool area. Roof replaced (2020), ACs (2021). The garage is 3.5 spaces with a circular driveway. Located near shopping, churches, The Classical Academy and public schools. Located in the guard-gated Laurel Oak Estates, with optional Country Club memberships offering two championship golf courses, 12 Har-Tru tennis courts, pickleball, dining, a junior Olympic pool and an active social calendar. Live the Lifestyle!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,361

Sqft

0.52 ac

Lot size

3

Garage

2000

Year built

One

Levels

$424

Per sqft

Private poolWaterfrontFireplacePets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Trash Compactor · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofBuilt-Up · Tile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ParkingCircular Driveway · Garage Door Opener · Garage Faces Side · Golf Cart Garage · Oversized · Parking Pad
ExteriorGarden · Hurricane Shutters · Irrigation System · Other · Outdoor Kitchen · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered · Storage

Community & fees

HOA fee$369/mo
Taxes (2025)$6,278/yr
PetsYes
CommunityDeed Restrictions · Gated Community - Guard · Golf · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Available · Propane · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,276 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,689
PMI (est., until 20% equity)$534
Property tax — 2025 actual bill$523
HOA fee — from the listing$369
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $142,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $142,500
Interest rate6.00%
Loan term

Estimated payment

$9,276/mo

Principal & interest$7,689
PMI (est., until 20% equity)$534
Property taxes (actual bill)$523
HOA / condo fee$369
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$726KedgeAI estimate $1,168,454 · range $757K$1.4M$1.5M

vs edgeAI estimate

+22%

$/sqft vs Sarasota actives

$424 vs $328

Days on market

15 vs 58 typical

Where $424/sqft sits among the 400 Sarasota actives

230
63 · this home
29
26
19
33
$152–388$388–624$624–861$861–1097$1097–1333$1333+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Laurel Estates, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$40,693/yr gross

Avg nightly rate$268
Occupancy (comp set)44%
CommunityLaurel Estates
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,500/mo median

MarketSarasota
Annual gross at median$42,000
Gross yield on this price2.9%
Homes for rent right now1,349

Live Sarasota rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

46%

Occupancy

▼ 24% yr/yr

$340

Avg nightly rate

▲ 20% yr/yr

$38K/yr

Revenue per listing

$166

RevPAR

61 days

Booking lead time

6.4 nights

Avg stay

8

Typical min nights

3,370

Active rentals

▲ 2% supply

Seasonality — monthly occupancy

Peaks at 68% in Mar · bottoms at 33% in Sep

44%
66%
68%
50%
40%
38%
50%
40%
33%
37%
39%
40%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Laurel Estates

Map of 2528 TOM MORRIS DRIVE

Drive times from this address

Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Laurel Estates is a short-term-rental community. See the full guide →

SARASOTA 34240 — neighborhood snapshot

Population

16,356

Median age

51.4

Median income

$126,048

Median home value

$622,100

Avg household

2.55

Households w/ children

1,604

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

148 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $1,425,000 · 15 days on market since
2000Built · LAUREL OAK ESTATES SEC 09

Reality check

What actually sold near 2528 TOM MORRIS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1994 TOM MORRIS DRIVESold · May ’26

$1,300,000

1994 TOM MORRIS DRIVE · same community

4 bd · 3 ba · 3,713 sqft · $350/sqft · 124 DOM

3271 ALEX FINDLAY PLACESold · Jun ’26

$1,275,000

3271 ALEX FINDLAY PLACE

3 bd · 3 ba · 3,340 sqft · $382/sqft · 67 DOM

3130 WALTER TRAVIS DRIVESold · Jun ’26

$1,385,000

3130 WALTER TRAVIS DRIVE

5 bd · 4 ba · 3,447 sqft · $402/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2528 TOM MORRIS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2528 TOM MORRIS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2528 TOM MORRIS DRIVE FAQs

What would the monthly payment be for 2528 TOM MORRIS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,276/mo — principal and interest, the actual property-tax bill, the $369/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2528 TOM MORRIS DRIVE?+

The association fee works out to $369 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2528 TOM MORRIS DRIVE?+

The most recent tax bill on record (2025) was $6,278. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2528 TOM MORRIS DRIVE be rented short-term?+

Yes — this home sits inside Laurel Estates, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2528 TOM MORRIS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,425,000, this home is listed about 150% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2528 TOM MORRIS DRIVE?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,425,000 runs 107% above the SARASOTA 34240 median — but at 3,361 sqft it's also nearly twice the size of the typical Sarasota listing.

02Zoned for nightly rentals

Laurel Estates is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

04Strong assigned schools

Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Linda Dooley. MLS #A4699406.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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