David Ramirez
$510,9904 bd2.5 ba2,429 sqft$210 /sqft$3,479 /mo all-in ↓

10125 CROSS RIVER TRAIL, PARRISH, FL, 34219

Active11 days on marketListed Jul 8, 2026MLS #A4699396

New constructionSingle Family ResidenceNORTH RIVER RANCH PH IV-A

About this home

10125 CROSS RIVER TRAIL

Under Construction. The Heritage 2 is a 2-story, 4 bedroom, 2.5 bath single-family home featuring 2,429 sq.ft. of living space. The first floor holds a beautifully-equipped kitchen and over-sized walk-in pantry, offering plenty of space for culinary creativity. The oversized island and café area are the perfect setting to enjoy your meals or catch up with friends over coffee. The great room features sliding doors, where you can enjoy the view of your lanai in or outdoors. The master bedroom is located on the first floor, with dual sink vanities, a walk-in closet and corner shower. Upstairs, there is a second bath, located between the second and third bedroom. Two of the bedrooms have walk-in closets, and all are anchored by a spacious loft that you can transform into another living area.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,429

Sqft

0.13 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$210

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Vinyl
AppliancesDishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Smart Home · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$1,018/yr
PetsNumber Limit
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,479 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,008
FHA mortgage insurance (est.)$226
Property tax — 2025 actual bill$85
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,885Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,885
Interest rate6.00%
Loan term

Estimated payment

$3,479/mo

Principal & interest$3,008
FHA mortgage insurance (est.)$226
Property taxes (actual bill)$85
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $511K
$416KedgeAI estimate $442,321 · range $433K$451K$531K

vs edgeAI estimate

+15.5%

$/sqft vs NORTH RIVER RANCH PH IV-A

$210 vs $229

Days on market

11 vs 42 typical

Where $210/sqft sits among the 9 homes for sale in NORTH RIVER RANCH PH IV-A

2 · this home
3
0
1
2
1
$202–216$216–230$230–244$244–257$257–271$271+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Manatee River Farms

Map of 10125 CROSS RIVER TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Tampa46 min
Tampa Int’l Airport (TPA)59 min

Get to know Parrish. See the full Parrish guide →

Manatee River Farms — neighborhood snapshot

Population

114

Median age

40

Median income

$191,750

Median home value

$569,628

Avg household

2

Households w/ children

21%

For the school run

Manatee County School District

ElementaryBarbara A Harvey Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

4 of 9

NORTH RIVER RANCH PH IV-A have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $510,990 · 11 days on market since
2026Built · NORTH RIVER RANCH PH IV-A

Reality check

What actually sold near 10125 CROSS RIVER TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10141 SPRUCE RIVER WAYSold · Jun ’26

$470,000

10141 SPRUCE RIVER WAY · same community

4 bd · 2.5 ba · 2,431 sqft · $193/sqft · 97 DOM

10103 HAMMOCK BROOK DRIVESold · Jun ’26

$590,000

10103 HAMMOCK BROOK DRIVE · same community

3 bd · 2.5 ba · 2,309 sqft · $256/sqft · 119 DOM

10031 CROSS RIVER TRAILSold · Dec ’25

$550,000

10031 CROSS RIVER TRAIL · same community

3 bd · 2.5 ba · 2,207 sqft · $249/sqft · 457 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10125 CROSS RIVER TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10125 CROSS RIVER TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10125 CROSS RIVER TRAIL FAQs

What would the monthly payment be for 10125 CROSS RIVER TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,479/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10125 CROSS RIVER TRAIL?+

The most recent tax bill on record (2025) was $1,018. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10125 CROSS RIVER TRAIL?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $510,990, this home is listed about 21% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 10125 CROSS RIVER TRAIL?+

Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEAL COMMUNITIES REALTY, INC. · John Neal. MLS #A4699396.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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