20877 SE 143RD PLACE, UMATILLA, FL, 32784
Active16 days on marketListed Jul 8, 2026MLS #A4699390
About this home
20877 SE 143RD PLACE
Nestled on a spacious 0.8-acre lot surrounded by mature trees, this property offers a peaceful, private retreat with incredible potential. The one-story residence features a functional three-bedroom, one-bathroom floor plan across nearly 1,300 square feet of living space. Key structural features include a durable, long-lasting metal roof, a central heating and cooling system, and a convenient carport. Inside, the kitchen is anchored by a newer stainless steel refrigerator. Boasting a classic mix of wood and concrete flooring, this home serves as a fantastic canvas ready for your creative vision, yet it can easily be made move-in ready with just a few small, immediate adjustments.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,295
Sqft
0.88 ac
Lot size
1978
Year built
One
Levels
$53
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$670 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$670/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Umatilla actives
$53 vs $220
Days on market
16 vs 58 typical
Where $53/sqft sits among the 75 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
41 of 75
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 20877 SE 143RD PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$33,000
20160 SE 141ST STREET · same community
2 bd · 1 ba · 825 sqft · $40/sqft · 48 DOM
Sold · May ’26$15,000
20940 SE 141ST LANE · same community
2 bd · 1 ba · 784 sqft · $19/sqft · 12 DOM
Sold · Jul ’26$32,700
14048 SE 200TH COURT · same community
2 bd · 1 ba · 560 sqft · $58/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20877 SE 143RD PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20877 SE 143RD PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20877 SE 143RD PLACE FAQs
What would the monthly payment be for 20877 SE 143RD PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $670/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20877 SE 143RD PLACE?+
The most recent tax bill on record (2025) was $882. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Umatilla?+
At $69,000, this home is listed about 80% below the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20877 SE 143RD PLACE?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JOSEPH WALTER REALTY LLC · Scott Fader. MLS #A4699390.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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