David Ramirez
$1,850,0003 bd3 ba1,398 sqft$1,323 /sqft$12,464 /mo all-in ↓

504 SPRING AVENUE, ANNA MARIA, FL, 34216

Active15 days on marketListed Jul 9, 2026MLS #A4699353

Priced 41% below the ANNA MARIA 34216 medianPrivate poolFully furnishedSingle Family ResidenceANNA MARIA BEACH SUB

About this home

504 SPRING AVENUE

This amazing old Florida 1922 cottage is so quaint and cozy, you’ll never want to leave! This 3 bedroom, 3 bath island oasis is on a huge lot. With a heated pool and spa, surrounded in landscaping with a pool cabana including a TV, dining table and grill for family gatherings. Once you step through the door you will never want to leave this historic home with high end finishes and beautiful turnkey furnishings. The master suite is spacious with impact sliders on the whole wall looking out to the pool and cabana making it so private. Tile wood throughout, stainless steel appliances, beautiful countertops, there is so much this home has to offer. Living and kitchen open concept with an eat-in dining table in the kitchen. The 2nd bedroom has its own ensuite bath with a walk-in shower. 3rd bedroom is off the kitchen and uses the hallway full bath. Enjoy coffee on the back porch in the mornings listing to the birds chirp. Short walk to the shops and dining on Pine Avenue or stroll to the bay or beach as both are a short walk away. 1-7 day rentals are permitted, and bookings are in place making it easy to turn the key and it's vacation rental ready. This little island oasis is ready for you to enjoy paradise today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,398

Sqft

0.17 ac

Lot size

1

Garage

1922

Year built

One

Levels

$1,323

Per sqft

Private poolFurnished

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock
FoundationCrawlspace · Slab
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2025)$19,532/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,464 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,983
PMI (est., until 20% equity)$694
Property tax — 2025 actual bill$1,628
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $185,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $185,000
Interest rate6.00%
Loan term

Estimated payment

$12,464/mo

Principal & interest$9,983
PMI (est., until 20% equity)$694
Property taxes (actual bill)$1,628
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.9M
$904KedgeAI estimate $1,128,094 · range $942K$1.6M$1.9M

vs edgeAI estimate

+64%

$/sqft vs Anna Maria actives

$1,323 vs $1,470

Days on market

15 vs 101 typical

Where $1,323/sqft sits among the 74 Anna Maria actives

18
18 · this home
11
14
8
5
$854–1115$1115–1376$1376–1637$1637–1898$1898–2159$2159+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Anna Maria

Map of 504 SPRING AVENUE

Drive times from this address

Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Anna Maria. See the full Anna Maria guide →

ANNA MARIA 34216 — neighborhood snapshot

Population

900

Median age

64.4

Median income

$99,188

Median home value

$1,154,400

Avg household

1.83

Households w/ children

11%

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Anna Maria market

Seller’s marketLeans buyer10.4 months of inventoryBuyer’s market

$1.5M$2.2M

Anna Maria median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

35 of 74

Anna Maria actives have cut their price

Median sold price, Anna Maria, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the ANNA MARIA 34216 median. See the full Anna Maria market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $1,850,000 · 15 days on market since
1922Built · ANNA MARIA BEACH SUB

Reality check

What actually sold near 504 SPRING AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

305 67TH STREETSold · Feb ’26

$1,129,000

305 67TH STREET

3 bd · 2 ba · 1,396 sqft · $809/sqft · 34 DOM

511 68TH STREETSold · Feb ’26

$1,650,000

511 68TH STREET

3 bd · 2 ba · 1,394 sqft · $1,184/sqft · 82 DOM

212 71ST STREETSold · Sep ’25

$840,000

212 71ST STREET

2 bd · 2 ba · 1,380 sqft · $609/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 504 SPRING AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 504 SPRING AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

504 SPRING AVENUE FAQs

What would the monthly payment be for 504 SPRING AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,464/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 504 SPRING AVENUE?+

The most recent tax bill on record (2025) was $19,532. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Anna Maria?+

At $1,850,000, this home is listed about 47% below the Anna Maria median of $3,495,000. The market section on this page shows how the area is trending.

Which schools are assigned to 504 SPRING AVENUE?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ANNA MARIA 34216 market on paper

$1,850,000 is 41% below the ANNA MARIA 34216 median of $3,124,500, and at $1,323/sqft it sits under the Anna Maria average of $1,492.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SATO REAL ESTATE INC. · Jason Sato. MLS #A4699353.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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