David Ramirez
$139,000$145,0002 bd1 ba922 sqft$151 /sqft$1,234 /mo all-in ↓

625 N KEENE ROAD UNIT T5, CLEARWATER, FL, 33755

Active20 days on marketListed Jul 13, 2026MLS #A4699340

Priced 62% below the CLEARWATER 33755 medianReduced $6KCondominiumST ANDREWS COVE CONDO

About this home

625 N KEENE ROAD UNIT T5

Virtually Staged. Come home to this beautifully maintained condominium in the heart of Clearwater offering comfortable Florida living and convenient access to beaches, dining, and shopping. This bright and airy residence features 2 bedrooms and 1 bathroom. Thoughtfully updated and move-in ready, this condo provides a warm and welcoming atmosphere. The open floor plan allows for easy living and entertaining, creating a seamless flow between the living room, dining area and kitchen, which recieve ample natural sunlight through the sliding glass, porch doors. Enjoy the plentiful storage space this unit offers with the master bedroom featuring a large walk-in closet and a storage room attached to the screened patio. This condo has a new roof as of 2023 and new 2026 AC unit. You can enjoy the gorgeous views sitting directly between the golf course and lake. Within close proximity you can also find the community pool. Seize the opportunity to make 625 N Keene Rd Unit A your own, where you can add your personal touches and make this the home of your dreams. Schedule a showing today and explore the potential of this wonderful Clearwater condominium.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

922

Sqft

0.02 ac

Lot size

1976

Year built

One

Levels

$151

Per sqft

Golf Course & Water view

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat
LaundryIn Kitchen
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course · Water
FacesWest
ExteriorOther

Community & fees

Taxes (2025)$2,330/yr
PetsBreed Restrictions
CommunityCommunity Mailbox · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,234 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$818
FHA mortgage insurance (est.)$61
Property tax — 2025 actual bill$194
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,865
Interest rate6.00%
Loan term

Estimated payment

$1,234/mo

Principal & interest$818
FHA mortgage insurance (est.)$61
Property taxes (actual bill)$194
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $139K
$118KedgeAI estimate $130,597 · range $123K$151K$157K

vs edgeAI estimate

+6.4%

$/sqft vs Clearwater actives

$151 vs $218

Days on market

20 vs 47 typical

Where $151/sqft sits among the 399 Clearwater actives

156 · this home
115
70
21
9
28
$114–193$193–272$272–350$350–429$429–508$508+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 625 N KEENE ROAD UNIT T5

Drive times from this address

Tampa Int’l Airport (TPA)26 min
Downtown Tampa29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33755 — neighborhood snapshot

Population

28,057

Median age

41.3

Median income

$59,613

Median home value

$300,200

Avg household

2.46

Households w/ children

2,788

For the school run

Pinellas County School District

ElementarySkycrest Elementary School★★★★★
HighClearwater High School★★★★★
MiddleDunedin Highland Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

219 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% below the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $139,000 $6K
Jul 13, 2026Listed at $145,000 · 20 days on market since
1976Built · ST ANDREWS COVE CONDO

Reality check

What actually sold near 625 N KEENE ROAD UNIT T5

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

603 N KEENE ROAD UNIT P4Sold · Oct ’25

$95,000

603 N KEENE ROAD UNIT P4 · same community

2 bd · 1 ba · 922 sqft · $103/sqft · 0 DOM

611 N KEENE ROAD UNIT CSold · Oct ’25

$129,990

611 N KEENE ROAD UNIT C · same community

2 bd · 1 ba · 922 sqft · $141/sqft · 57 DOM

833 N KEENE ROAD UNIT W12Sold · Sep ’25

$104,000

833 N KEENE ROAD UNIT W12 · same community

2 bd · 1 ba · 922 sqft · $113/sqft · 145 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 625 N KEENE ROAD UNIT T5 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 625 N KEENE ROAD UNIT T5 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

625 N KEENE ROAD UNIT T5 FAQs

What would the monthly payment be for 625 N KEENE ROAD UNIT T5?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,234/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 625 N KEENE ROAD UNIT T5?+

The most recent tax bill on record (2025) was $2,330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 625 N KEENE ROAD UNIT T5?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $139,000, this home is listed about 49% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 625 N KEENE ROAD UNIT T5?+

Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CLEARWATER 33755 market on paper

$139,000 is 62% below the CLEARWATER 33755 median of $365,000, and at $151/sqft it sits under the Clearwater average of $275.

02Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $145,000, now $139,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of ARC GROUP REAL ESTATE LLC · Alex Burr. MLS #A4699340.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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