
7620 4TH AVENUE W UNIT 7620, BRADENTON, FL, 34209
Active24 days on marketListed Jul 7, 2026MLS #A4699336
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Upcoming open house
Sat, Aug 1
1:00 PM – 3:00 PM
About this home
7620 4TH AVENUE W UNIT 7620
Less than nine minutes from Anna Maria Island, this private West Bradenton villa offers exceptional access to the beaches, dining and relaxed coastal character of the island, together with the added advantage of a Flood Zone X location. Priced below comparable homes to preserve a meaningful renovation budget, it offers the freedom to create a refined coastal residence without paying for someone else’s design choices. The former flooring has already been removed from the main living areas and bedrooms, allowing the next owner to select the materials and finishes from the outset. The kitchen and baths are clean and functional, including a new quartz-topped vanity in the guest bath, while remaining ready to be reimagined in a style that feels entirely personal. The single-level, two-bedroom, two-bath residence spans 1,249 square feet and reflects the distinctive low-slung architecture of Pine Bay Forest. Two screened lanais extend the living space outdoors, including a secluded rear retreat framed by mature landscaping and complete privacy from neighboring homes. Set across 22 wooded acres near Robinson Preserve and Palma Sola Bay, the community is defined by canopied oaks, tropical gardens and one-story residences. Private walking trails wind through the grounds, leading to a waterfront observation deck overlooking Palma Sola Bay—an inviting setting for sunsets, coastal breezes and quiet moments by the water. Residents also enjoy a pool, tennis, pickleball and shuffleboard. For the buyer drawn to Anna Maria Island, architectural character and the freedom to renovate with intention, this is a rare combination of location, privacy and value.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,249
Sqft
1983
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,874 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,874/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.9%
$/sqft vs Bradenton actives
$188 vs $241
Days on market
24 vs 53 typical
Where $188/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
199 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 7620 4TH AVENUE W UNIT 7620
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$235,000
7907 4TH AVENUE W UNIT 7907 · same community
2 bd · 2 ba · 1,249 sqft · $188/sqft · 284 DOM
Sold · Dec ’25$310,000
7520 4TH AVENUE W UNIT 1 · same community
2 bd · 2 ba · 1,249 sqft · $248/sqft · 227 DOM
Sold · Apr ’26$268,000
7623 4TH AVENUE W UNIT 7623 · same community
2 bd · 2 ba · 1,249 sqft · $215/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7620 4TH AVENUE W UNIT 7620 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7620 4TH AVENUE W UNIT 7620 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7620 4TH AVENUE W UNIT 7620 FAQs
What would the monthly payment be for 7620 4TH AVENUE W UNIT 7620?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,874/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7620 4TH AVENUE W UNIT 7620?+
The most recent tax bill on record (2025) was $2,723. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7620 4TH AVENUE W UNIT 7620?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $235,000, this home is listed about 41% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of THE AGENCY SARASOTA · Robert Hildreth. MLS #A4699336.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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