
1372 HARBOR DRIVE, SARASOTA, FL, 34239
Active9 days on marketListed Jul 14, 2026MLS #A4699257
About this home
1372 HARBOR DRIVE
This immaculate Sarasota Bay front estate is prominently positioned on the point of Harbor Drive. It embodies the pinnacle of luxury waterfront living, where timeless architecture, exceptional craftsmanship, and breathtaking panoramic water views converge in one of Sarasota's most prestigious bayfront neighborhoods. Showcasing hurricane-impact windows and doors throughout, this meticulously maintained residence offers exceptional storm protection, energy efficiency, and peace of mind, further complemented by a one-year-old roof and a whole-house generator. Designed to maximize its extraordinary setting, the home features five outdoor terraces with sweeping views of Sarasota Bay, the Ringling Bridge, downtown Sarasota, Big Pass, and the Gulf of Mexico. Inside, the beautifully renovated interior strikes the perfect balance between elegance and comfort. The chef's kitchen, primary bath, and powder room have been thoughtfully remodeled, while timeless finishes include Italian porcelain tile flooring, five fireplaces, custom millwork, intricate built-ins, designer ceiling treatments, crystal chandeliers, integrated music systems, security cameras, and a comprehensive alarm system. The thoughtfully designed floor plan includes a custom bar, climate-controlled wine storage, a chef's kitchen with walk-in pantry overlooking the family room, a private office, theatre room, and separate primary and guest living levels, all connected by a convenient four-stop elevator. Designed for effortless indoor-outdoor living, the residence offers an exceptional collection of entertaining spaces, including a summer kitchen, multiple outdoor dining areas, a fire pit, open sun deck, infinity-edge pool, and spa—all perfectly positioned to capture Sarasota's spectacular sunsets over the bay. Boating enthusiasts will appreciate the property's unobstructed, deep-water access to Sarasota Bay and the Gulf of Mexico. The private dock is equipped with security sensors, underwater Snook lighting, a 24,000-pound boat lift, an additional 14,000-pound lift, and a 7,000-pound lift currently configured for kayaks or jet skis, providing remarkable flexibility for multiple watercraft. Offering the rare combination of hurricane-impact windows and doors throughout, recent major improvements, resort-inspired outdoor living, deep-water boating access, and an unrivaled Harbor Acres location, this exceptional waterfront estate is just minutes from downtown Sarasota, Southside Village, Siesta Key, and the area's world-renowned Gulf beaches.
Facts & features
The home at a glance
4
Bedrooms
5.5
Bathrooms
5,843
Sqft
0.35 ac
Lot size
3
Garage
2009
Year built
Multi/Split
Levels
$2,559
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$93,702 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$93,702/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Harbor Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Harbor Acres — neighborhood snapshot
Population
353
Median age
65
Median income
$139,659
Median home value
$1,145,800
Avg household
2
Households w/ children
23%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2200% above the SARASOTA 34239 median. See the full Sarasota market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1372 HARBOR DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1372 HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1372 HARBOR DRIVE FAQs
What would the monthly payment be for 1372 HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $93,702/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1372 HARBOR DRIVE?+
The most recent tax bill on record (2025) was $87,192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $14,950,000, this home is listed about 2523% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1372 HARBOR DRIVE?+
Sarasota High School (high), Southside Elementary School (elementary), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$14,950,000 runs 2200% above the SARASOTA 34239 median — but at 5,843 sqft it's also nearly 3 times the size of the typical Sarasota listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sarasota High School, Southside Elementary School, Brookside Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of DOUGLAS ELLIMAN · Kelly Mooney. MLS #A4699257.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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