David Ramirez
$1,650,0004 bd3 ba2,214 sqft$745 /sqft$10,570 /mo all-in ↓

268 SAINT LUCIA DRIVE UNIT 101, BRADENTON, FL, 34209

Active15 days on marketListed Jul 9, 2026MLS #A4699253

WaterfrontCondominiumHARBOUR ISLE - EDGEWATER WALK II

About this home

268 SAINT LUCIA DRIVE UNIT 101

THIS IS THE ONE YOU HAVE BEEN WAITING FOR! THE CREME DE LA CREME! Look no further for your fabulous waterfront home—with perfect, unparalleled unobstructed views of Anna Maria Sound and spectacular sunsets from every room - the ultimate waterfront vantage point and the only home in the development where all the rooms have various water views. You cannot compare this home with any other home of similar design in the Harbour Isle Development. Most of the rooms are positioned with close water views of Anna Maria Sound, giving you the feeling like being on a boat. This unrivaled coastal luxury home is located in the prestigious, beautiful, gated community of Harbour Isle. The entrance porch to the home is positioned so it is totally private, along with the fabulous water views. No other home in all of Harbour Isle has this type of privacy along with the associated water views. Enjoy sweeping views of the Sound, Anna Maria Island, Tampa Bay, Egmont Key and out into the Gulf. This highly sought after spacious, ground level, four bedroom and three bath Abaco style home is a true masterpiece of light, water and sophisticated design, and is located in a highly desired area of the community—just two homes away from the spectacular 23,000 square foot Beach Club where you can walk over and raise a glass at the SkyBar lounge and then continue with the heated resort pool, spa, private beach to launch kayaks into the Sound and 4,200 square foot fitness center. There are a multitude of upgrades in the interior of this luxury coastal home. To name a few - wood look plank tile flooring through most of the home, crown molding, Plantation shutters, a gourmet kitchen featuring Quartz countertops, all wood soft close cabinets with rollout drawers, high-end stainless steel appliances, GE front control Double oven, LG microwave. In Owners’ Retreat are custom window treatments, Blackout blinds, an ensuite bathroom with dual Quartz vanities and frameless glass shower, custom closets with lockable jewelry drawers. There are artistic wall finishes, seascape mural in the sunroom that extends the natural open- water horizon, faux finish painting in the common bathroom and many more high-end features! One of the four bedrooms has a beautiful built-in desk and wall cabinets. This desk window overlooks the water. Peace of mind comes standard with full hurricane impact windows and doors, solid core doors, block construction with Hardie Plank siding, built to LEED-Certified energy efficient standards for ultimate strength and efficiency. The oversized two-car garage provides extra depth for larger vehicles and maximum storage with 2 storage cabinets staying. Harbour Isle is second to none. Inside the gates explore two miles of walking trails. There are four community pools for your enjoyment featuring cabanas and grills, a splash pad and playground. Truly an active lifestyle! The Safe Harbor Marina with wet/dry slips, Margaritaville inspired Compass Hotel and Floridays Restaurant outside the gates. This gorgeous home is about a mile from the sugar sand beaches and quaint island charm of Anna Maria Island and the famous Robinson Preserve with miles of walking, biking and kayaking. If you are looking for perfection in a waterfront home this is it! The crown jewel and the most coveted position in Harbour Isle. Call and schedule your private showing. Truly Paradise and it can all be yours.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,214

Sqft

0.3 ac

Lot size

2

Garage

2018

Year built

One

Levels

$745

Per sqft

WaterfrontWater view

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal · Tile
ConstructionBlock · Cement Siding · HardiPlank Type
FoundationSlab
ViewWater
FacesWest
ParkingGarage Door Opener · Garage Faces Rear
ExteriorIrrigation System · Lighting · Private Entrance · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$10,652/yr
PetsCats OK, Dogs OK
CommunityGulf/Ocean Front · Intracoastal Waterway · Lake · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,570 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property tax — 2025 actual bill$888
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $165,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $165,000
Interest rate6.00%
Loan term

Estimated payment

$10,570/mo

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property taxes (actual bill)$888
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$745 vs $239

Days on market

15 vs 53 typical

Where $745/sqft sits among the 400 Bradenton actives

181
138
50
20
5
6 · this home
$125–228$228–332$332–435$435–538$538–642$642+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Perico

Map of 268 SAINT LUCIA DRIVE UNIT 101 inside its neighborhood boundary

Drive times from this address

Downtown Tampa65 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Perico — neighborhood snapshot

Population

1,539

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

43%

For the school run

Manatee County School District

ElementaryIda M. Stewart Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

185 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 538% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $1,650,000 · 15 days on market since
2018Built · HARBOUR ISLE - EDGEWATER WALK II

Reality check

What actually sold near 268 SAINT LUCIA DRIVE UNIT 101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

275 SAPPHIRE LAKE DRIVE UNIT 101Sold · Mar ’26

$855,000

275 SAPPHIRE LAKE DRIVE UNIT 101

3 bd · 3 ba · 2,214 sqft · $386/sqft · 14 DOM

276 SAINT LUCIA DRIVE UNIT 101Sold · Aug ’25

$1,250,000

276 SAINT LUCIA DRIVE UNIT 101

3 bd · 3 ba · 2,214 sqft · $565/sqft · 71 DOM

226 SAPPHIRE LAKE DRIVE UNIT 101Sold · May ’26

$1,100,000

226 SAPPHIRE LAKE DRIVE UNIT 101

3 bd · 3 ba · 2,214 sqft · $497/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 268 SAINT LUCIA DRIVE UNIT 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 268 SAINT LUCIA DRIVE UNIT 101 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

268 SAINT LUCIA DRIVE UNIT 101 FAQs

What would the monthly payment be for 268 SAINT LUCIA DRIVE UNIT 101?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,570/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 268 SAINT LUCIA DRIVE UNIT 101?+

The most recent tax bill on record (2025) was $10,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 268 SAINT LUCIA DRIVE UNIT 101?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,650,000, this home is listed about 317% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 268 SAINT LUCIA DRIVE UNIT 101?+

Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,650,000 runs 538% above the BRADENTON 34209 median — but at 2,214 sqft it's also 40% larger than the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ON THE WATER · Dennis Smith, LLC. MLS #A4699253.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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