3526 FAIR OAKS LANE, LONGBOAT KEY, FL, 34228
Pending27 days on marketListed Jul 7, 2026MLS #A4699212
About this home
3526 FAIR OAKS LANE
Luxury living is about creating an experience, and this exceptional courtyard residence begins the moment you arrive. Nestled within the prestigious double gated neighborhood of Queens Harbour in Bay Isles, this beautifully designed three-bedroom, three full bath home offers the perfect blend of privacy, elegance, and effortless indoor-outdoor living. Centered around a private saltwater courtyard pool, the home’s distinctive Mediterranean-inspired design creates a serene setting for entertaining, relaxing, and enjoying Florida’s year-round sunshine. Multiple gathering spaces flow seamlessly to the outdoor oasis, delivering the feel of a boutique resort tucked within one of Longboat Key’s most sought-after maintenance free communities. At the heart of the home, the chef's kitchen showcases Kashmir white granite countertops, elegant Azure tile backsplash, stainless steel appliances and a gas cooktop-designed for both everyday living and effortless entertaining. The thoughtfully designed split floor plan offers exceptional privacy, with a beautifully renovated primary retreat set apart from the guest accommodations. At the heart of the home, the open-concept kitchen and great room provide an inviting space for everyday living and entertaining alike. A rare and highly coveted feature, the detached private casita offers remarkable flexibility—ideal for visiting guests, a home office, fitness studio, creative space, or multigenerational living. Separated from the main residence by the courtyard, it provides a level of privacy seldom found in today’s home designs. New Tile Roof 2024, Exterior Paint 2026, New Exterior Lighting 2026 Residents of Bay Isles enjoy 24-hour gated security, exclusive access to the Bay Isles Beach Club, and close proximity to the Longboat Key Club, the renowned St. Regis Longboat Key Resort, world-class dining, shopping, and SRQ Sarasota-Bradenton, TPA Tampa and RSW Ft. Myers airports are all within a short drive. A timeless coastal retreat where luxury, privacy, and lifestyle come together beautifully.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,634
Sqft
0.22 ac
Lot size
2
Garage
1996
Year built
One
Levels
$712
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,511 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,511/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.3%
Days on market
27 vs 95 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Longboat Key
Get to know Longboat Key. See the full Longboat Key guide →
LONGBOAT KEY 34228 — neighborhood snapshot
Population
7,512
Median age
71.5
Median income
$143,365
Median home value
$959,200
Avg household
1.8
Households w/ children
51%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longboat Key market
$820K → $893K
Longboat Key median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 189% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3526 FAIR OAKS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3526 FAIR OAKS LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3526 FAIR OAKS LANE FAQs
What would the monthly payment be for 3526 FAIR OAKS LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,511/mo — principal and interest, the actual property-tax bill, the $199/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3526 FAIR OAKS LANE?+
The association fee works out to $199 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3526 FAIR OAKS LANE?+
The most recent tax bill on record (2025) was $15,976. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3526 FAIR OAKS LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longboat Key?+
At $1,875,000, this home is listed about 95% above the Longboat Key median of $960,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3526 FAIR OAKS LANE?+
Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,875,000 runs 189% above the LONGBOAT KEY 34228 median — but at 2,634 sqft it's also 74% larger than the typical Longboat Key listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of COMPASS FLORIDA LLC · Peggy Soublis. MLS #A4699212.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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