David Ramirez

10620 GREGORY AVENUE, HASTINGS, FL, 32145

Active19 days on marketListed Jul 6, 2026MLS #A4699143

Priced 56% below the HASTINGS 32145 median

About this home

10620 GREGORY AVENUE

Discover the potential of this oversized west-facing homesite at 10629 Gregory Ave in the desirable Flagler Estates community of St. Johns County. Offering over an acre of land, this spacious parcel provides plenty of room to design the home you’ve always envisioned while still having space for a detached garage, workshop, garden, or outdoor entertaining area. Enjoy a peaceful rural setting with convenient access to major roadways, including Flagler Estates Boulevard, Cedar Ford Boulevard, County Road 13, and State Road 207, making travel to Hastings, St. Augustine, Palm Coast, and Palatka simple and convenient. Nearby parks, recreational opportunities, shopping, dining, and historic attractions for the perfect balance of country living and modern convenience. Whether you’re looking to build now or invest for the future, this generously sized lot presents an excellent opportunity in one of St. Johns County’s growing communities. Don’t miss your chance to own a beautiful piece of Florida land with endless possibilities.

Facts & features

The home at a glance

1.14 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesWest

Community & fees

Taxes (2025)$109/yr

Utilities & systems

UtilitiesOther
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$308 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$129
FHA mortgage insurance (est.)$10
Property tax — 2025 actual bill$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $767Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $767
Interest rate6.00%
Loan term

Estimated payment

$308/mo

Principal & interest$129
FHA mortgage insurance (est.)$10
Property taxes (actual bill)$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hastings

Map of 10620 GREGORY AVENUE

Get to know Hastings. See the full Hastings guide →

HASTINGS 32145 — neighborhood snapshot

Population

5,750

Median age

39.2

Median income

$81,931

Median home value

$194,400

Avg household

2.73

Households w/ children

936

For the school run

St. Johns County School District

ElementarySouth Woods Elementary School★★★★★
HighPedro Menendez High School★★★★★
MiddleGamble Rogers Middle School★★★★★
Mky- Head Start /Dpp Pk School
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hastings market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$307K$291K

Hastings median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Hastings, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% below the HASTINGS 32145 median. See the full Hastings market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $21,900 · 19 days on market since

Reality check

What actually sold near 10620 GREGORY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10520 GREGORY AVENUESold · Jan ’26

$259,990

10520 GREGORY AVENUE

2 bd · 2 ba · 1,239 sqft · $210/sqft · 159 DOM

10350 YEAGER AVENUESold · Mar ’26

$269,990

10350 YEAGER AVENUE

2 bd · 2 ba · 1,239 sqft · $218/sqft · 159 DOM

10670 BECKENGER AVENUESold · Dec ’25

$266,000

10670 BECKENGER AVENUE

3 bd · 2 ba · 1,243 sqft · $214/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10620 GREGORY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10620 GREGORY AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10620 GREGORY AVENUE FAQs

What would the monthly payment be for 10620 GREGORY AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $308/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10620 GREGORY AVENUE?+

The most recent tax bill on record (2025) was $109. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hastings?+

At $21,900, this home is listed about 92% below the Hastings median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10620 GREGORY AVENUE?+

South Woods Elementary School (elementary), Pedro Menendez High School (high), Gamble Rogers Middle School (middle), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of STARLINK REALTY · Arturo Sanchez Caram, PA. MLS #A4699143.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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