4605 STONE RIDGE TRAIL, SARASOTA, FL, 34232
Active12 days on marketListed Jul 13, 2026MLS #A4699139
About this home
4605 STONE RIDGE TRAIL
Virtually Staged. Welcome to Hidden Oaks Estates, where this updated residence is situated on just under one acre of landscaped property. Designed with both functionality and comfort in mind, the home features an open-concept floor plan centered around a renovated custom kitchen with a large floating island, custom cabinetry, and an oversized butler's pantry offering abundant storage and prep space. The living and dining areas are filled with natural light and feature a natural stone wood-burning fireplace along with expansive windows overlooking the screened pool and outdoor living area. An oversized media room or library with custom built-in shelving provides flexible living space for entertaining, hobbies, or a home office. A wood staircase leads to a spacious loft that can serve as an office, media room, flex space, or additional sleeping area (buyer to verify use), with additional storage. The first-floor primary suite has been renovated and includes two walk-in closets, direct access to the pool area, and an updated ensuite bath featuring dual vanities and a walk-in rainfall shower. A private guest wing, separated by a pocket door, includes two spacious bedrooms and a renovated full bathroom with dual vanities and a walk-in shower and plenty of storage closets. A semi-attached studio of approximately 400+ square feet offers exceptional flexibility for guests, a home office, hobby space, or extended living. This area includes a private entrance, full bathroom, walk-in closet, and direct access to the pool deck. Exterior features include a circular concrete driveway leading to the attached two-car garage, which has been updated with epoxy flooring and modern lighting. A separate side driveway provides additional parking and access to a 12' x 18' wired workshop with garage-style door entry, along with a 7' x 11' storage shed. The property also features well-water irrigation for landscape maintenance and offers ample outdoor space for gardening, recreation, or future enhancements (subject to applicable regulations). Recent updates include: New shingle roof (2023) New HVAC system (2026) Four separate climate-controlled HVAC zones New water heater (2023) New garage door (2023)
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,488
Sqft
0.86 ac
Lot size
2
Garage
1980
Year built
Two
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,002 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,002/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs Sarasota actives
$358 vs $330
Days on market
12 vs 58 typical
Where $358/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hidden Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Hidden Oaks — neighborhood snapshot
Population
454
Median age
50
Median income
$85,385
Median home value
$426,200
Avg household
2
Households w/ children
34%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
158 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 402% above the SARASOTA 34232 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 4605 STONE RIDGE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$910,000
4682 STONE RIDGE TRAIL · same community
3 bd · 2.5 ba · 2,837 sqft · $321/sqft · 57 DOM
Sold · Apr ’26$900,000
4916 HIDDEN OAKS TRAIL · same community
4 bd · 3 ba · 2,082 sqft · $432/sqft · 55 DOM
Sold · Dec ’25$694,250
3010 E FOREST LAKE DRIVE
3 bd · 2.5 ba · 2,850 sqft · $244/sqft · 197 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4605 STONE RIDGE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4605 STONE RIDGE TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4605 STONE RIDGE TRAIL FAQs
What would the monthly payment be for 4605 STONE RIDGE TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,002/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4605 STONE RIDGE TRAIL?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4605 STONE RIDGE TRAIL?+
The most recent tax bill on record (2025) was $6,914. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4605 STONE RIDGE TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $1,249,000, this home is listed about 119% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4605 STONE RIDGE TRAIL?+
McIntosh Middle School (middle), Fruitville Elementary School (elementary), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,249,000 runs 402% above the SARASOTA 34232 median — but at 3,488 sqft it's also nearly twice the size of the typical Sarasota listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
McIntosh Middle School, Fruitville Elementary School, Sarasota High School — Fruitville Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Heather Kangropool. MLS #A4699139.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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