4624 NAOMI RIDGE LANE, SARASOTA, FL, 34233
Pending32 days on marketListed Jul 6, 2026MLS #A4699115
About this home
4624 NAOMI RIDGE LANE
This delightful, original Florida block home is in the highly desirable South Gate Ridge neighborhood, is move-in ready! Full of the timeless character buyers love, this home features original terrazzo flooring throughout most of the home. With no HOA or CDD fees, you'll have the freedom to make this home your own. Recent updates include a brand-new roof (2025), new fencing (2025), and fresh interior and exterior paint. Situated on a beautifully maintained ¼-acre corner lot, the property is surrounded by mature flowering & established fruit trees. Just minutes from Siesta Key Beach, Gulf Gate, downtown, shopping, dining, and everything great about Sarasota, this move-in-ready home is the perfect combination of character, location, and modern convenience. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,404
Sqft
0.25 ac
Lot size
1965
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,785 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,785/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs Sarasota actives
$260 vs $329
Days on market
32 vs 61 typical
Where $260/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34233 — neighborhood snapshot
Population
18,875
Median age
52.4
Median income
$77,041
Median home value
$364,300
Avg household
2.23
Households w/ children
1,770
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
165 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the SARASOTA 34233 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 4624 NAOMI RIDGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$535,000
4637 MACEACHEN BOULEVARD · same community
3 bd · 2 ba · 1,381 sqft · $387/sqft · 27 DOM
Sold · Dec ’25$340,000
3715 MUNDY RIDGE DRIVE · same community
2 bd · 2 ba · 1,326 sqft · $256/sqft · 11 DOM
Sold · Mar ’26$320,000
4652 MACEACHEN BOULEVARD · same community
3 bd · 2 ba · 1,204 sqft · $266/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4624 NAOMI RIDGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4624 NAOMI RIDGE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4624 NAOMI RIDGE LANE FAQs
What would the monthly payment be for 4624 NAOMI RIDGE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,785/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4624 NAOMI RIDGE LANE?+
The most recent tax bill on record (2025) was $3,782. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4624 NAOMI RIDGE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $365,000, this home is listed about 36% below the Sarasota median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4624 NAOMI RIDGE LANE?+
Ashton Elementary School (elementary), Sarasota Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Bryan Giardina. MLS #A4699115.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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