David Ramirez
$649,9003 bd2 ba1,861 sqft$349 /sqft$4,687 /mo all-in ↓

9920 CRYSTAL ISLE CIRCLE, SARASOTA, FL, 34241

Active18 days on marketListed Jul 6, 2026MLS #A4699110

WaterfrontPrivate poolSingle Family ResidenceGRAND PARK

About this home

9920 CRYSTAL ISLE CIRCLE

Embrace the incredible opportunity to own a nearly new 3 bedroom plus den home, complete with a delightful heated saltwater pool, all beautifully situated on a spacious lakefront lot. Imagine yourself taking in the stunning Florida sunsets from the comfort of your own backyard, what a perfect way to unwind after a long day! The generous wide homesite ensures privacy from neighboring properties and even features a fenced side-yard dog run, perfect for your furry friends to enjoy. Step inside this extraordinary residence, where you’ll be greeted by elegant luxury vinyl plank flooring in a rich honey hue that adds warmth and sophistication while requiring minimal upkeep, say goodbye to carpets! Marvel at the soaring ceilings, large baseboards, and intricate crown molding, all enhanced by plantation shutters on the windows, creating a bright and inviting atmosphere that feels just like home. At the heart of this home lies a beautiful kitchen that flows effortlessly into a spacious dining area. It boasts upgraded wood cabinetry with soft-close and pull-out features, stunning quartz countertops, a chic designer backsplash, and top-of-the-line stainless steel appliances, including a reverse osmosis system for your convenience, what more could a chef want? The expansive primary suite, conveniently located at the back of the house, offers serene views of the pool and tranquil lake, creating a perfect retreat. With a custom walk-in closet and a luxurious en-suite bathroom designed for relaxation, complete with a walk-in shower, dual sinks, and stylish mirrors and lighting, you'll feel pampered every day. The secondary bedrooms are equally impressive, featuring spacious walk-in closets and a shared bathroom that is perfect for family or guests. Efficiency meets practicality in the thoughtfully designed laundry room, equipped with built-in cabinets and a sink, convenience at its finest, strategically placed near the front of the home. The garage is an added bonus, designed with a 2-foot extension to comfortably fit larger vehicles or provide additional storage, and it includes a dedicated generator connection on the electrical panel for peace of mind. Nestled in the picturesque Grand Park neighborhood of Sarasota, Florida, developed by Neal Communities, this home beautifully celebrates the natural surroundings with lush, mature landscaping and ample outdoor spaces. Enjoy a wealth of resort-style amenities, including pools, a clubhouse, a fitness center, pickleball and tennis courts, dog parks, walking trails, and parks, everything you need to enrich your lifestyle! Plus, you’ll be just a stone's throw away from the gorgeous Suncoast beaches, shopping, dining, and the vibrant culture of downtown Sarasota. Don't forget that the recently opened Skye Ranch School, which offers a STEM curriculum, is nearby, making this an ideal location. This is more than just a house; it’s a dream lifestyle waiting for you! Call today to schedule your private showing and take the exciting first step toward making this amazing home yours!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,861

Sqft

0.17 ac

Lot size

2

Garage

2024

Year built

One

Levels

$349

Per sqft

Private poolWaterfrontWater view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Smart Home · Solid Surface Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingOversized
ExteriorDog Run · Hurricane Shutters · Irrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$307/mo
Taxes (2025)$5,639/yr
PetsBreed Restrictions
CommunityLake · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Natural Gas Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,687 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$470
HOA fee — from the listing$307
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,990
Interest rate6.00%
Loan term

Estimated payment

$4,687/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$470
HOA / condo fee$307
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$624KedgeAI estimate $690,529 · range $689K$691K$719K

vs edgeAI estimate

−5.9%

$/sqft vs GRAND PARK

$349 vs $286

Days on market

18 vs 58 typical

Where $349/sqft sits among the 10 homes for sale in GRAND PARK

3
0
0
1
5
1 · this home
$142–177$177–211$211–246$246–280$280–315$315+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grand Park

Map of 9920 CRYSTAL ISLE CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Grand Park — neighborhood snapshot

Population

964

Median age

47

Median income

$166,734

Median home value

$720,200

Avg household

3

Households w/ children

110

For the school run

Sarasota County School District

MiddleSarasota Middle School★★★★
ElementaryLakeview Elementary School★★★★★
HighRiverview High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

5 of 10

GRAND PARK have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the SARASOTA 34241 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $649,900 · 18 days on market since
2024Built · GRAND PARK

Reality check

What actually sold near 9920 CRYSTAL ISLE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19654 SW 82ND LOOPSold · Apr ’26

$295,000

19654 SW 82ND LOOP · same community

4 bd · 3 ba · 1,870 sqft · $158/sqft · 40 DOM

10184 LAKE WALES CIRCLESold · Mar ’26

$499,930

10184 LAKE WALES CIRCLE · same community

3 bd · 2 ba · 1,848 sqft · $271/sqft · 0 DOM

8322 SW 196TH COURT ROADSold · Sep ’25

$288,440

8322 SW 196TH COURT ROAD · same community

4 bd · 3 ba · 1,884 sqft · $153/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9920 CRYSTAL ISLE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9920 CRYSTAL ISLE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9920 CRYSTAL ISLE CIRCLE FAQs

What would the monthly payment be for 9920 CRYSTAL ISLE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,687/mo — principal and interest, the actual property-tax bill, the $307/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9920 CRYSTAL ISLE CIRCLE?+

The association fee works out to $307 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9920 CRYSTAL ISLE CIRCLE?+

The most recent tax bill on record (2025) was $5,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9920 CRYSTAL ISLE CIRCLE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $649,900, this home is listed about 14% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9920 CRYSTAL ISLE CIRCLE?+

Sarasota Middle School (middle), Lakeview Elementary School (elementary), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Ron Suponcic, Jr. MLS #A4699110.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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