10006 DISCOVERY TERRACE, BRADENTON, FL, 34212
Active17 days on marketListed Jul 6, 2026MLS #A4699103
Come see it
Upcoming open house
Sun, Jul 26
1:00 PM – 4:00 PM
About this home
10006 DISCOVERY TERRACE
Locals affectionately call this one-of-a-kind luxury estate "The Gingerbread House," a name that captures its unique architectural charm. Behind its distinctive exterior lies a fully modernized interior, thoughtfully updated to feature a combination of todays open living along with defined spaces. Natural light fills the living spaces, highlighting premium design choices like the jaw-dropping quartzite kitchen countertops. Beyond the cosmetic beauty, the home operates with peak efficiency thanks to major infrastructure updates, including one brand-new HVAC unit and another updated in 2020 plus and an energy-efficient tankless water heater. The luxury experience extends straight out to the private backyard oasis. The entirely refreshed pool area features a resurfaced pool and a modern saltwater filtration system. Alongside the pool, an outdoor kitchen transforms the patio into the ultimate venue for weekend barbecues and warm Florida evenings. Living here means gaining access to the vibrant, wellness-focused lifestyle of Waterlefe Golf & River Club in Bradenton. Life centers around The River Club, a bustling community clubhouse complete with a Restaurant, the Sunset Lounge, a fitness center, and a newly resurfaced heated, junior Olympic-sized saltwater pool. Residents enjoy a packed social calendar filled with daily fitness classes, card games, book clubs, and artist guilds. Convenience is built into the property's logistics. High-speed Wi-Fi, internet, and comprehensive cable TV are completely included in the HOA fees, and the CDD fees are already factored into the total tax amount. Located just outside tof Lakewood Ranch without paying the premium that comes along with it, the estate offers incredibly fast access to I-75 and the local Costco an about to Open Whole Foods, Aldi, Publix and an ever growing local culinary scene, making daily errands effortless. While golf memberships and marina boat slips are available for enthusiasts, they remain entirely optional, allowing you to customize your experience in this premier waterfront and golf community. Come see why you will call the "Gingerbread House" your home!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,025
Sqft
0.43 ac
Lot size
3
Garage
2003
Year built
One
Levels
$393
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,871 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,871/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
Days on market
17 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterlefe
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Waterlefe — neighborhood snapshot
Population
981
Median age
67
Median home value
$470,200
Avg household
2
Households w/ children
19%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 197% above the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10006 DISCOVERY TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10006 DISCOVERY TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10006 DISCOVERY TERRACE FAQs
What would the monthly payment be for 10006 DISCOVERY TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,871/mo — principal and interest, the actual property-tax bill, the $345/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10006 DISCOVERY TERRACE?+
The association fee works out to $345 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10006 DISCOVERY TERRACE?+
The most recent tax bill on record (2025) was $17,979. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10006 DISCOVERY TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,190,000, this home is listed about 201% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 10006 DISCOVERY TERRACE?+
Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,190,000 runs 197% above the BRADENTON 34212 median — but at 3,025 sqft it's also nearly twice the size of the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of COLDWELL BANKER REALTY · Steve Slocum. MLS #A4699103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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