David Ramirez
$599,000$600,0003 bd2 ba2,187 sqft$274 /sqft$4,166 /mo all-in ↓

138 HOLLY AVENUE, SARASOTA, FL, 34243

Active27 days on marketListed Jul 6, 2026MLS #A4699091

Reduced $1KSingle Family ResidenceWHITFIELD ESTATES BLKS 14-23 & 26

About this home

138 HOLLY AVENUE

Welcome to 138 Holly Avenue, nestled in the highly sought-after Whitfield Estates, where timeless charm meets modern comfort just moments from the sparkling waters of Sarasota Bay. Beautifully renovated from top to bottom, this move-in-ready residence offers 2,187 square feet of thoughtfully designed living space on over a quarter-acre, creating the perfect blend of style, functionality, and everyday luxury. From the moment you step inside, you’ll appreciate the home’s bright, open feel. Expansive sliding glass doors and oversized windows flood the interior with natural light, seamlessly connecting the indoor living spaces to the outdoors. Designer lighting, dimmer switches throughout, and elegant finishes create the perfect ambiance from sunrise to sunset, while the spacious layout offers comfortable living and effortless entertaining. The beautifully updated kitchen is equipped with stainless steel appliances, complemented by quality finishes and an inviting flow into the main living areas. Additional peace of mind comes with a brand-new roof, hurricane-impact windows and doors, and meticulous updates throughout, allowing you to simply unpack and enjoy. Step outside to your private, oversized backyard, where there’s plenty of room to entertain, garden, add a pool, or simply unwind while enjoying beautiful Florida sunsets. It’s an outdoor space designed for relaxing evenings and making lasting memories. Location truly sets this home apart. Just steps from Sarasota Bay, you’re minutes from vibrant downtown Sarasota, Sarasota-Bradenton International Airport, IMG Academy, world-renowned Gulf beaches, waterfront dining, shopping, and entertainment. Around the corner, Sara Bay Marina offers convenient boat slips and dry storage, making it easy to embrace Sarasota’s coveted boating lifestyle. Whitfield Estates remains one of Sarasota’s hidden gems, offering no mandatory HOA and no CDD fees, providing flexibility for full-time residents, seasonal homeowners, or investors alike. An optional $40 annual neighborhood association includes culinary membership privileges at the prestigious Sara Bay Country Club. Whether you’re searching for your forever home, a seasonal retreat, or a smart investment, 138 Holly Avenue offers the perfect balance of location, quality craftsmanship, modern updates, and effortless Florida living—all in one of Sarasota’s most desirable waterfront neighborhoods.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,187

Sqft

0.27 ac

Lot size

1961

Year built

One

Levels

$274

Per sqft

Negotiable

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorSolid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorLighting · Sliding Doors

Community & fees

Taxes (2025)$6,586/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,166 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$549
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$4,166/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$549
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$427KedgeAI estimate $581,739 · range $445K$923K$960K

vs edgeAI estimate

+3%

$/sqft vs Sarasota actives

$274 vs $343

Days on market

27 vs 58 typical

Where $274/sqft sits among the 400 Sarasota actives

215 · this home
59
38
24
26
38
$158–361$361–563$563–765$765–967$967–1170$1170+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 138 HOLLY AVENUE

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34243 — neighborhood snapshot

Population

31,773

Median age

51.4

Median income

$79,799

Median home value

$395,000

Avg household

2.26

Households w/ children

2,313

For the school run

Manatee County School District

HighBraden River High School★★★★★
MiddleBraden River Middle School★★★★★
ElementaryRobert Willis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

152 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 84% above the SARASOTA 34243 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,000 $1K
Jul 6, 2026Listed at $600,000 · 27 days on market since
1961Built · WHITFIELD ESTATES BLKS 14-23 & 26

Reality check

What actually sold near 138 HOLLY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7332 BROUGHTON STREETSold · May ’26

$460,000

7332 BROUGHTON STREET · same community

3 bd · 2 ba · 2,264 sqft · $203/sqft · 57 DOM

7230 SHEPHERD STREETSold · Jul ’26

$415,000

7230 SHEPHERD STREET · same community

3 bd · 3 ba · 2,000 sqft · $208/sqft · 207 DOM

7326 SHEPHERD STREETSold · Apr ’26

$460,000

7326 SHEPHERD STREET · same community

3 bd · 3 ba · 1,846 sqft · $249/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 138 HOLLY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 138 HOLLY AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

138 HOLLY AVENUE FAQs

What would the monthly payment be for 138 HOLLY AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,166/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 138 HOLLY AVENUE?+

The most recent tax bill on record (2025) was $6,586. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $599,000, this home is listed about 5% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 138 HOLLY AVENUE?+

Braden River High School (high), Braden River Middle School (middle), Robert Willis Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$599,000 runs 84% above the SARASOTA 34243 median — but at 2,187 sqft it's also 31% larger than the typical Sarasota listing.

02Strong assigned schools

Braden River High School, Braden River Middle School, Robert Willis Elementary School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $600,000, now $599,000 — a $1K cut. The full history is in the market section below.

Listing courtesy of SARABAY REAL ESTATE INC · Jessie Bonner. MLS #A4699091.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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