David Ramirez
$319,000$326,9002 bd2 ba1,561 sqft$204 /sqft$3,186 /mo all-in ↓

7305 RIVER HAMMOCK DRIVE UNIT 102, BRADENTON, FL, 34212

Active14 days on marketListed Jul 10, 2026MLS #A4699066

Priced 20% below the BRADENTON 34212 medianReduced $8KWaterfrontCondominiumRIVER STRAND VERANDA II AT RIVER STRAND PH III

About this home

7305 RIVER HAMMOCK DRIVE UNIT 102

INCREDIBLE VALUE IN RIVER STRAND –WOW… GOLF DEEDED, WATER VIEW, AND GOLF COURSE VIEW… PRICED TO SELL! BRING AN OFFER! DON’T WAIT! THE SELLERS ARE MOTIVATED, THE VALUE IS UNDENIABLE, AND OPPORTUNITIES LIKE THIS DO NOT LAST LONG.!!!! This is the opportunity you’ve been waiting for! Exceptionally priced for today’s market, this beautifully maintained floor plan offers luxury living, resort-style amenities, and outstanding value in one of River Strand’s most sought-after communities. PARTIALLY FURNISHED, TURNKEY, GOLF DEEDED , Featuring 2 spacious bedrooms, 1 Den / Flex room , 2 bathrooms, and AN AMAZING tranquil pond views, this stunning Veranda is the perfect full-time residence, seasonal retreat, or investment property. Relax on your private screened lanai while enjoying your morning coffee, watching Florida wildlife, or taking in breathtaking VIEWS OF THE WATER AND GOLF COURSE. No need for renovations, MOVE-IN READY WITHOUT THE STRESS … stop wasting your time remodeling and START LIVING YOUR BEST LIFE NOW. What truly sets this property apart is the coveted GOLF DEEDED MEMBERSHIP, along with MAJOR updates that provide peace of mind, including a NEWER A/C SYSTEM, AND NEWER WASHER AND DRYER, NEWER CARPETS, CUSTOM CLOSETS, CLEANED TILE, AND THE FRONT AND BACK LANAI HAVE TILE. Whether you’re a golfer, pickleball enthusiast, tennis player, or simply looking for an active Florida lifestyle, this property checks every box. Opportunities like this—with a golf membership, updated CLUB HOUSE, RESTAURANT, TERRACE BAR and prime location, and exceptional value—are becoming increasingly difficult to find. As a proud and HAPPY River Strand resident, you’ll enjoy an unparalleled country club lifestyle featuring: 27-Hole Championship Golf Course, 9 Har-Tru Tennis Courts, 8 Pickleball Courts, 2 Resort-Style Pools & 6 Satellite Pools, 2 State-of-the-Art Fitness Centers, Newly Renovated Clubhouse with Fine Dining, Terrace Tiki Bar & Sports Bar, Year-Round Social Activities & Events, 24-Hour Gated Security. Location is everything, and this home delivers! Conveniently located just minutes from I-75 and SR-64, you’ll have easy access to shopping, dining, and entertainment, including Costco, Target, Publix, Aldi, Walmart, LongHorn Steakhouse, Miller’s Ale House, and more. Lakewood Ranch and UTC are just 15 minutes away, while the world-famous beaches of Anna Maria Island are approximately 20 minutes away. This is Florida living at its finest—luxury, golf, recreation, convenience, and value all wrapped into one exceptional property. Schedule your private showing today and discover why so many people are proud to call River Strand home! WELCOME TO RIVER STRAND GOLF AND COUNTRY CLUB.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,561

Sqft

0.82 ac

Lot size

1

Garage

2014

Year built

One

Levels

$204

Per sqft

WaterfrontGolf Course & Water viewPartiallyPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewGolf Course · Water
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorRain Gutters · Sidewalk · Storage

Community & fees

HOA fee$566/mo
Taxes (2025)$5,288/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Handicap Modified · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Phone Available · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,186 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$441
Condo fee — from the listing$566
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,165Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,165
Interest rate6.00%
Loan term

Estimated payment

$3,186/mo

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$441
HOA / condo fee$566
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $319K
$306KedgeAI estimate $346,786 · range $333K$375K$390K

vs edgeAI estimate

−8%

$/sqft vs Bradenton actives

$204 vs $236

Days on market

14 vs 53 typical

Where $204/sqft sits among the 400 Bradenton actives

100
101 · this home
84
46
30
39
$122–179$179–236$236–293$293–350$350–407$407+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Harbour

Map of 7305 RIVER HAMMOCK DRIVE UNIT 102 inside its neighborhood boundary

Drive times from this address

Downtown Tampa53 min
Tampa Int’l Airport (TPA)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Heritage Harbour — neighborhood snapshot

Population

6,256

Median age

51

Median income

$103,298

Median home value

$400,220

Avg household

2

Households w/ children

451

For the school run

Manatee County School District

ElementaryFreedom Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

186 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $319,000 $8K
Jul 10, 2026Listed at $326,900 · 14 days on market since
2014Built · RIVER STRAND VERANDA II AT RIVER STRAND PH III

Reality check

What actually sold near 7305 RIVER HAMMOCK DRIVE UNIT 102

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7003 CHATUM LIGHT RUNSold · May ’26

$343,000

7003 CHATUM LIGHT RUN

3 bd · 2 ba · 1,548 sqft · $222/sqft · 3 DOM

7081 CHATUM LIGHT RUNSold · Dec ’25

$365,000

7081 CHATUM LIGHT RUN

2 bd · 2 ba · 1,603 sqft · $228/sqft · 39 DOM

7051 CHATUM LIGHT RUNSold · Mar ’26

$355,000

7051 CHATUM LIGHT RUN

3 bd · 2 ba · 1,603 sqft · $221/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7305 RIVER HAMMOCK DRIVE UNIT 102 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7305 RIVER HAMMOCK DRIVE UNIT 102 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7305 RIVER HAMMOCK DRIVE UNIT 102 FAQs

What would the monthly payment be for 7305 RIVER HAMMOCK DRIVE UNIT 102?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,186/mo — principal and interest, the actual property-tax bill, the $566/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7305 RIVER HAMMOCK DRIVE UNIT 102?+

The association fee works out to $566 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7305 RIVER HAMMOCK DRIVE UNIT 102?+

The most recent tax bill on record (2025) was $5,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7305 RIVER HAMMOCK DRIVE UNIT 102?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $319,000, this home is listed about 19% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 7305 RIVER HAMMOCK DRIVE UNIT 102?+

Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BRADENTON 34212 market on paper

$319,000 is 20% below the BRADENTON 34212 median of $401,000, and at $204/sqft it sits under the Bradenton average of $264.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $566/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $326,900, now $319,000 — a $8K cut. The full history is in the market section below.

Listing courtesy of WAGNER REALTY · Jill Perfetto. MLS #A4699066.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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