3276 LAKE BAYSHORE DRIVE N UNIT O-517, BRADENTON, FL, 34205
Active31 days on marketListed Jul 13, 2026MLS #A4699038
About this home
3276 LAKE BAYSHORE DRIVE N UNIT O-517
Welcome to this beautifully renovated two bedroom, two bath condo perched on the top (5th) floor, offering serene views of the greenbelt and pond. Condo comes completely furnished for you. MOTIVATED SELLER! Tucked into the NW corner of building 'O' at Bayshore on the Lake, this one-of-a-kind unit sits conveniently near the elevator and is just a 7.5-mile drive from the beach. Step inside to find thoughtful upgrades throughout. In 2025, the home received a new HVAC system, water heater, refrigerator, electrical box, and lanai screens, while the washer and dryer were newly added in 2023. The renovated bathrooms showcase tasteful tile work and soft-close vanities, and the popcorn ceilings have been removed and resurfaced. Additional touches include 5" crown molding, a built-in entertainment wall with a modern electric fireplace, oversized tile in the kitchen and entry hall, and custom window treatments throughout the interior and lanai. Designed with a breezy coastal flair, the condo comes fully furnished — just bring your suitcase and head straight for the beach! Both the living room and primary bedroom open onto the screened back lanai, perfect for enjoying the cross breeze. Outside, the building boasts a newer roof and fresh exterior paint. Community amenities abound: take a short stroll to the Community Center for a dip in the lakeside pool just steps from the pier, unwind with a book in the spacious lounge area, or gather with friends at the picnic tables and grill. Kayak and canoe enthusiasts will love having designated storage space for a day out on the lake. Centrally located in Bradenton, you're close to shopping, dining, SRQ and Tampa airports, public transportation, and some of Florida's best beaches — with Bradenton Beach just a straight shot down Cortez Road. Enjoy low HOA fees and a warm, welcoming neighborhood in this top-floor gem. (Elevator access included!)
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,144
Sqft
0 ac
Lot size
1983
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,456 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,456/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.8%
$/sqft vs Bradenton actives
$157 vs $245
Days on market
31 vs 55 typical
Where $157/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3276 LAKE BAYSHORE DRIVE N UNIT O-517
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$175,000
5040 LIVE OAK CIRCLE UNIT 93
2 bd · 2 ba · 1,138 sqft · $154/sqft · 90 DOM
Sold · Dec ’25$116,000
5131 W 11TH STREET W
2 bd · 2 ba · 1,152 sqft · $101/sqft · 113 DOM
Sold · Feb ’26$75,000
715 50TH AVENUE TERRACE W
2 bd · 2 ba · 1,100 sqft · $68/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3276 LAKE BAYSHORE DRIVE N UNIT O-517 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3276 LAKE BAYSHORE DRIVE N UNIT O-517 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3276 LAKE BAYSHORE DRIVE N UNIT O-517 FAQs
What would the monthly payment be for 3276 LAKE BAYSHORE DRIVE N UNIT O-517?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,456/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3276 LAKE BAYSHORE DRIVE N UNIT O-517?+
The most recent tax bill on record (2025) was $1,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3276 LAKE BAYSHORE DRIVE N UNIT O-517?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $180,000, this home is listed about 54% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Bradenton market on paper
$180,000 is 54% below the Bradenton median of $389,900, and at $157/sqft it sits under the Bradenton average of $264.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $198,000, now $180,000 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Vicki Eddings. MLS #A4699038.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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