David Ramirez
$615,0003 bd2 ba1,532 sqft$401 /sqft$4,245 /mo all-in ↓

1004 68TH STREET NW, BRADENTON, FL, 34209

Active19 days on marketListed Jul 4, 2026MLS #A4699009

Private poolSingle Family ResidenceBONNIE LYNN ESTATES

About this home

1004 68TH STREET NW

A tropical oasis in Northwest Bradenton, just around the corner from famous Anna Maria Island, Holmes Beach and only 2.5 miles to the sandy shores of dog-friendly Palma Sola Causeway. Welcome to Serenity by the Sea, an active and successful three-bedroom, two-bath, 1,532-square-foot short-term rental property. Between the beautiful upgrades both inside and out and the perfect location, it's no wonder this home has been generating rental income since 2021. The owners have recently completed several large upgrades to the property for peace of mind as well as long-term value. Some notable improvements include brand new luxury vinyl flooring throughout the entire interior (2026), upgraded blown-in attic insulation (2026), a new roof (2024), a new HVAC (2024), a new electrical panel (2025), a new pool heater and pump (2024), a newly installed irrigation system (2025), the addition of gutters around the entire home (2024) and a new vinyl privacy fence (2024). No need to worry about resurfacing the pool either, as it has already been resurfaced with Pebble Tech. Upon entering the home, you're greeted with a bright, coastal-inspired interior, professionally furnished and styled to create a relaxing, vacation-ready atmosphere. Down the hallway is a well-appointed large storage closet, hidden by two stylish sliding barn doors just before arriving at the guest bath, which features new vinyl flooring and a large shower/tub combination. At the end of the hallway are two nicely sized bedrooms positioned on the opposite side of the primary suite. The primary bedroom has a peaceful view directly overlooking the pool and lush landscaping outside, as well as a beautifully updated coastal-inspired en-suite bath. Through the kitchen and oversized Florida room, the perfect piece of tropical paradise awaits you. The backyard is truly a serene private Florida oasis, featuring beautiful towering palm trees and lush landscaping, a resort-style heated swimming pool with several lounge chairs, a dining area and even your own private outdoor shower! Adding to the appeal of the outdoor living space is not only an additional fenced-in yard but also a large custom-built, concrete-reinforced, bamboo tiki bar. The ideal place to get together with friends or family to have some refreshing drinks while enjoying some sun or even a beautiful famous Florida sunset right from your backyard. Just minutes from some of Florida's best beaches, shopping, waterfront dining, beachfront horseback riding, historical downtown Bradenton and several world-class hospitals, this home has it all. With no HOA or deed restrictions and the option to purchase this home turnkey furnished or unfurnished, jump on this opportunity for the flexibility to continue operating as a thriving vacation rental or to call this beautiful property home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,532

Sqft

0.21 ac

Lot size

2

Garage

1977

Year built

One

Levels

$401

Per sqft

Private poolNegotiablePets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air · Humidity Control
HeatingCentral · Electric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingBoat · Driveway · Garage Door Opener · Guest · Oversized
ExteriorGarden · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$6,428/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,245 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,319
PMI (est., until 20% equity)$231
Property tax — 2025 actual bill$536
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,500
Interest rate6.00%
Loan term

Estimated payment

$4,245/mo

Principal & interest$3,319
PMI (est., until 20% equity)$231
Property taxes (actual bill)$536
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $615K
$475KedgeAI estimate $573,661 · range $495K$828K$862K

vs edgeAI estimate

+7.2%

Days on market

19 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bonnie Lynn Estates

Map of 1004 68TH STREET NW inside its neighborhood boundary

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Bonnie Lynn Estates — neighborhood snapshot

Population

233

Median age

61

Median income

$88,864

Median home value

$473,800

Avg household

2

Households w/ children

22%

For the school run

Manatee County School District

MiddleMartha B. King Middle School★★★★★
ElementaryIda M. Stewart Elementary School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 146% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 4, 2026Listed at $615,000 · 19 days on market since
1977Built · BONNIE LYNN ESTATES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1004 68TH STREET NW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1004 68TH STREET NW — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1004 68TH STREET NW FAQs

What would the monthly payment be for 1004 68TH STREET NW?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,245/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1004 68TH STREET NW?+

The most recent tax bill on record (2025) was $6,428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1004 68TH STREET NW?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $615,000, this home is listed about 55% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 1004 68TH STREET NW?+

Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$615,000 runs 146% above the BRADENTON 34209 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Molly Laramie. MLS #A4699009.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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