David Ramirez
$1,200,000$1,300,0003 bd3.5 ba2,963 sqft$405 /sqft$7,372 /mo all-in ↓

28401 104TH DR E, MYAKKA CITY, FL, 34251

Active18 days on marketListed Jul 7, 2026MLS #A4698927

Reduced $100KWaterfrontSingle Family ResidenceMAGNOLIA HILL

About this home

28401 104TH DR E

First Time Ever Offered For Sale! Welcome to a truly special property where privacy, functionality, and country charm come together on 5 picturesque acres in Myakka City. Custom built in 1994, this cherished family home has been lovingly maintained for more than 30 years and is now ready for its next chapter. With no HOA or CDD fees, you'll enjoy the freedom to truly make this property your own. Offering over 2,900 square feet, this spacious home features 3 bedrooms, an office, 3.5 bathrooms, and a thoughtfully designed floor plan with the primary suite conveniently located on the main level. Inside, you'll appreciate the soaring vaulted ceiling, a cozy wood-burning stove, fresh interior paint, brand-new carpet, newer luxury vinyl plank flooring, and a warm, inviting atmosphere that instantly feels like home. Step outside onto the welcoming country front porch, where you can relax with your morning coffee while overlooking majestic oak trees, a peaceful pond, and the beauty of rural Florida. Whether you're dreaming of horses, livestock, gardening, or simply enjoying wide-open spaces, this property offers endless possibilities. The outdoor amenities are equally impressive. A 30' x 36' powered workshop provides the perfect space for hobbies, projects, or equipment storage. The property also features a 16' x 36' covered outdoor kitchen and entertaining area, a second 16' x 30'' lean-to ideal for a high tower boat, RV, or additional storage, plus a 10' x 10' lean-to for even more versatility. A two-car garage with a convenient storage breezeway adds even more functionality to this exceptional property. Rarely does an opportunity arise to own a property that has been lovingly cared for by the same family since it was built. If you've been searching for acreage, privacy, room for your toys and animals, and a home filled with character, this is the one you've been waiting for.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,963

Sqft

5 ac

Lot size

2

Garage

1994

Year built

Two

Levels

$405

Per sqft

WaterfrontFireplaceTrees/Woods view

Inside

FlooringCarpet · Luxury Vinyl
AppliancesCooktop · Dishwasher · Dryer · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingBoat · Driveway · Garage Door Opener · Garage Faces Side · Golf Cart Parking · Ground Level · Guest · Off Street · Oversized · Parking Pad · RV Carport · RV Garage
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Storage

Community & fees

Taxes (2025)$3,442/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Phone Available · Underground Utilities
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,372 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$287
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,372/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$287
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Myakka City actives

$405 vs $467

Days on market

18 vs 45 typical

Where $405/sqft sits among the 25 Myakka City actives

8 · this home
11
0
3
1
2
$271–412$412–553$553–695$695–836$836–977$977+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Magnolia Hill

Map of 28401 104TH DR E inside its neighborhood boundary

Drive times from this address

Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Myakka City. See the full Myakka City guide →

Magnolia Hill — neighborhood snapshot

Population

334

Median age

45

Median income

$94,722

Median home value

$476,100

Avg household

3

Households w/ children

34%

For the school run

Manatee County School District

ElementaryMyakka City Elementary School★★★★★
MiddleR. Dan Nolan Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Myakka City market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$667K$900K

Myakka City median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

14 of 25

Myakka City actives have cut their price

Median sold price, Myakka City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% above the MYAKKA CITY 34251 median. See the full Myakka City market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,200,000 $100K
Jul 7, 2026Listed at $1,300,000 · 18 days on market since
1994Built · MAGNOLIA HILL

Reality check

What actually sold near 28401 104TH DR E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10222 289TH STREET ESold · May ’26

$830,000

10222 289TH STREET E · same community

4 bd · 3 ba · 2,831 sqft · $293/sqft · 50 DOM

28801 100TH DRIVE ESold · Mar ’26

$1,438,000

28801 100TH DRIVE E · same community

5 bd · 2.5 ba · 3,112 sqft · $462/sqft · 160 DOM

9922 289TH STREET ESold · Mar ’26

$680,000

9922 289TH STREET E · same community

3 bd · 2.5 ba · 2,445 sqft · $278/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 28401 104TH DR E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 28401 104TH DR E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

28401 104TH DR E FAQs

What would the monthly payment be for 28401 104TH DR E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,372/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 28401 104TH DR E?+

The most recent tax bill on record (2025) was $3,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 28401 104TH DR E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Myakka City?+

At $1,200,000, this home is listed about 13% above the Myakka City median of $1,064,950. The market section on this page shows how the area is trending.

Which schools are assigned to 28401 104TH DR E?+

Myakka City Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,200,000 runs 78% above the MYAKKA CITY 34251 median — but at 2,963 sqft it's also 28% larger than the typical Myakka City listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Myakka City Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — R. Dan Nolan Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,300,000, now $1,200,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Glenda Lucero. MLS #A4698927.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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