1513 SW 44TH STREET, CAPE CORAL, FL, 33914
Active41 days on marketListed Jul 2, 2026MLS #A4698843
About this home
1513 SW 44TH STREET
Virtually Staged. Southwest Cape Coral home with all assessments paid! Don't miss this well-maintained 3-bedroom, 2-bath home located in one of Cape Coral's most desirable neighborhoods. Whether you're looking for a primary residence, seasonal retreat, or investment property, this home offers outstanding value with important updates already completed. Enjoy peace of mind knowing the city water and sewer assessments are paid in full, a valuable feature that helps reduce future ownership costs. Recent improvements include a 2018 roof and a new electrical panel installed in 2025, allowing the next owner to move in with confidence. The functional split-bedroom floor plan offers comfortable living spaces, abundant natural light, and plenty of room for entertaining family and friends. The spacious primary suite provides a private retreat, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Step outside to a spacious fenced backyard with plenty of room for a pool, offering endless possibilities to create your own private outdoor oasis. Perfectly situated in highly sought-after Southwest Cape Coral, you'll enjoy convenient access to Cape Harbour, Tarpon Point Marina, waterfront dining, shopping, grocery stores, parks, golf courses, schools, and entertainment. World-renowned Gulf beaches, fishing, boating, and Southwest Florida International Airport are all within an easy drive. Whether you're searching for your Florida dream home, winter escape, or an excellent investment opportunity, this property checks all the boxes with a fantastic location and paid assessments. Schedule your private showing today and discover everything this Southwest Cape Coral home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,176
Sqft
0.23 ac
Lot size
2
Garage
1990
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,901 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,901/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.9%
$/sqft vs CAPE CORAL
$217 vs $246
Days on market
41 vs 51 typical
Where $217/sqft sits among the 144 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33914 — neighborhood snapshot
Population
44,439
Median age
54.7
Median income
$75,557
Median home value
$408,800
Avg household
2.46
Households w/ children
3,094
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
56 of 144
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1513 SW 44TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
930 SW 34TH STREET · same community
3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM
Sold · Dec ’25$254,000
1714 NE 40TH LANE · same community
3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM
Sold · Mar ’26$298,000
4404 SW 7TH AVENUE · same community
3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1513 SW 44TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1513 SW 44TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1513 SW 44TH STREET FAQs
What would the monthly payment be for 1513 SW 44TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,901/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1513 SW 44TH STREET?+
The most recent tax bill on record (2025) was $1,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $255,000, this home is listed about 42% below the Cape Coral median of $442,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1513 SW 44TH STREET?+
Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CAPE CORAL 33914 market on paper
$255,000 is 36% below the CAPE CORAL 33914 median of $399,000, and at $217/sqft it sits under the Cape Coral average of $294.
02Strong assigned schools
Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $269,900, now $255,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Tiffany Winkelsas, Pa. MLS #A4698843.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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