David Ramirez
$98,900$106,0001 bd1 ba750 sqft$132 /sqft$937 /mo all-in ↓

4210 IRONWOOD CIRCLE UNIT 404J, BRADENTON, FL, 34209

Active33 days on marketListed Jul 3, 2026MLS #A4698759

Priced 75% below the Bradenton medianReduced $7KFully furnishedCondominiumIRONWOOD EIGHTH

About this home

4210 IRONWOOD CIRCLE UNIT 404J

Charming Condo in a Popular 55+ Golf Course Community in Bradenton Don't miss this excellent opportunity to own an affordable fully furnished condo . This home currently features 1 bedroom and 1 bathroom, with the potential to easily become a 2-bedroom home. The spacious living area can be enclosed to create a second bedroom, and the space already includes a closet, making the conversion simple and functional. The condo is being sold fully furnished, including the bedroom furniture, making it move-in ready while offering the opportunity to add your own personal touches. It needs only a few cosmetic updates, which is reflected in the attractive asking price. The sale price has already been approved by both the bank and the homeowners association, helping to ensure a smooth transaction. Residents enjoy an active lifestyle with outstanding community amenities, including a beautiful clubhouse, a heated swimming pool and spa, and a well-equipped fitness center. The community is conveniently located near shopping, dining, medical facilities, and just minutes from the beautiful Gulf beaches, including Bradenton Beach, Coquina Beach, and Anna Maria Island. Please note that rentals are not permitted during the first two years of ownership, making this an ideal home for buyers looking to enjoy the community and its wonderful lifestyle. Priced to sell—schedule your private showing today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

750

Sqft

1.73 ac

Lot size

1974

Year built

One

Levels

$132

Per sqft

Furnished

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range
InteriorOther
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorBalcony · Other · Private Mailbox · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$1,815/yr
PetsNo
CommunityBuyer Approval Required · Clubhouse · Golf · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$937 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$582
FHA mortgage insurance (est.)$44
Property tax — 2025 actual bill$151
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,462Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,462
Interest rate6.00%
Loan term

Estimated payment

$937/mo

Principal & interest$582
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$151
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $99K
$95KedgeAI estimate $113,195 · range $101K$139K$144K

vs edgeAI estimate

−12.6%

$/sqft vs Bradenton actives

$132 vs $248

Days on market

33 vs 55 typical

Where $132/sqft sits among the 400 Bradenton actives

106 · this home
107
84
48
22
33
$126–191$191–257$257–322$322–388$388–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 4210 IRONWOOD CIRCLE UNIT 404J

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$421K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

213 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% below the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $98,900 $7K
Jul 3, 2026Listed at $106,000 · 33 days on market since
1974Built · IRONWOOD EIGHTH

Reality check

What actually sold near 4210 IRONWOOD CIRCLE UNIT 404J

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4210 IRONWOOD CIRCLE UNIT 501JSold · Sep ’25

$124,000

4210 IRONWOOD CIRCLE UNIT 501J · same community

1 bd · 1.5 ba · 840 sqft · $148/sqft · 139 DOM

4802 51ST STREET W UNIT 1908Sold · Nov ’25

$149,900

4802 51ST STREET W UNIT 1908

1 bd · 1 ba · 794 sqft · $189/sqft · 178 DOM

4802 51ST STREET W UNIT 613Sold · Oct ’25

$135,000

4802 51ST STREET W UNIT 613

1 bd · 1 ba · 794 sqft · $170/sqft · 221 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4210 IRONWOOD CIRCLE UNIT 404J — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4210 IRONWOOD CIRCLE UNIT 404J — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

4210 IRONWOOD CIRCLE UNIT 404J FAQs

What would the monthly payment be for 4210 IRONWOOD CIRCLE UNIT 404J?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $937/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4210 IRONWOOD CIRCLE UNIT 404J?+

The most recent tax bill on record (2025) was $1,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4210 IRONWOOD CIRCLE UNIT 404J?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $98,900, this home is listed about 75% below the Bradenton median of $389,650. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Bradenton market on paper

$98,900 is 75% below the Bradenton median of $389,650, and at $132/sqft it sits under the Bradenton average of $263.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03The price has already moved

Listed at $106,000, now $98,900 — a $7K cut. The full history is in the market section below.

Listing courtesy of MGS REALTY SW FL LLC · Hector Escuza Jr. MLS #A4698759.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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