David Ramirez
$775,0003 bd2 ba972 sqft$797 /sqft$4,934 /mo all-in ↓

202 PEACOCK LANE UNIT A, HOLMES BEACH, FL, 34217

Active24 days on marketListed Jul 7, 2026MLS #A4698503

Priced 37% below the HOLMES BEACH 34217 medianSingle Family ResidenceAUFRA REP

About this home

202 PEACOCK LANE UNIT A

Investor Alert! Prime Anna Maria Island Opportunity in a Weekly Rental Zone! Welcome to 202 Peacock Lane, Unit. A beautifully updated elevated 3-bedroom, 2-bath coastal retreat offering the flexibility to enjoy as a private vacation home, seasonal residence, or income-producing investment. Recent improvements include a newer roof, newer A/C, newer water heater, select hurricane-impact windows, and beautiful bamboo flooring, Updated kitchen and baths creating a move-in-ready property with modern coastal appeal. The home can be purchased furnished or unfurnished, allowing buyers to move right in or begin generating rental income immediately. The spacious, open floor plan is designed for relaxed island living and entertaining. As an elevated home, it offers additional storage and parking underneath while providing peace of mind for coastal living. The backyard also offers room for a future pool (buyers to verify), providing the opportunity to create an even more desirable vacation property and increase rental appeal. Situated in a highly desirable weekly rental zone, this property is an outstanding opportunity for investors seeking strong short-term rental potential or buyers looking for their own private island getaway. Best of all, you're just a short walk to the sugar-sand beaches of Anna Maria Island, along with popular restaurants, boutique shopping, parks, the marina, and many of the area's favorite attractions. Leave the car behind and enjoy the convenience of walking or biking to everything island living has to offer. Whether you're searching for a high-performing vacation rental, seasonal residence, second home, or full-time beach retreat, 202 Peacock Lane, Unit A offers the perfect combination of location, lifestyle, and investment potential in one of Anna Maria Island's most sought-after beach communities. Bonus Opportunity: Looking for additional flexibility or a larger investment? The adjoining property, 202 Peacock Lane, Unit B, is also available for purchase (MLS #A4696880). Purchase one or both to create an outstanding investment portfolio, accommodate extended family, or maximize your vacation rental income potential on beautiful Anna Maria Island. This addition is very appealing to investors because it highlights the rare opportunity to purchase both sides of the duplex while also attracting buyers looking for a family compound or expanded rental income.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

972

Sqft

0.09 ac

Lot size

2

Garage

1978

Year built

Two

Levels

$797

Per sqft

Garden viewNegotiablePets allowed

Inside

FlooringBamboo · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ViewGarden
FacesNorth
ParkingDriveway · Golf Cart Garage · Golf Cart Parking · Guest · Off Street · Parking Pad · Under Building
ExteriorGarden · Private Entrance · Storage

Community & fees

Taxes (2025)$3,613/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,934 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$301
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate6.00%
Loan term

Estimated payment

$4,934/mo

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property taxes (actual bill)$301
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Holmes Beach actives

$797 vs $911

Days on market

24 vs 95 typical

Where $797/sqft sits among the 133 Holmes Beach actives

18
26
39 · this home
23
7
20
$420–608$608–796$796–984$984–1172$1172–1360$1360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holmes Beach

Map of 202 PEACOCK LANE UNIT A

Drive times from this address

Downtown Tampa68 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holmes Beach. See the full Holmes Beach guide →

HOLMES BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holmes Beach market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$875K$850K

Holmes Beach median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

72 of 133

Holmes Beach actives have cut their price

Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $775,000 · 24 days on market since
1978Built · AUFRA REP

Reality check

What actually sold near 202 PEACOCK LANE UNIT A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

202 PEACOCK LANE UNIT BSold · Aug ’25

$570,000

202 PEACOCK LANE UNIT B · same community

3 bd · 2 ba · 972 sqft · $586/sqft · 40 DOM

203 PEACOCK LANE UNIT A & BSold · Feb ’26

$775,000

203 PEACOCK LANE UNIT A & B · same community

3 bd · 3 ba · 1,713 sqft · $452/sqft · 0 DOM

104 29TH STREET UNIT 3Sold · Dec ’25

$835,000

104 29TH STREET UNIT 3

2 bd · 1.5 ba · 976 sqft · $856/sqft · 227 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 202 PEACOCK LANE UNIT A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 202 PEACOCK LANE UNIT A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

202 PEACOCK LANE UNIT A FAQs

What would the monthly payment be for 202 PEACOCK LANE UNIT A?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,934/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 202 PEACOCK LANE UNIT A?+

The most recent tax bill on record (2025) was $3,613. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 202 PEACOCK LANE UNIT A?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holmes Beach?+

At $775,000, this home is listed about 44% below the Holmes Beach median of $1,375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 202 PEACOCK LANE UNIT A?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HOLMES BEACH 34217 market on paper

$775,000 is 37% below the HOLMES BEACH 34217 median of $1,237,500, and at $797/sqft it sits under the Holmes Beach average of $939.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · CHRISTINE KOURIK. MLS #A4698503.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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