David Ramirez
$650,000$675,0003 bd3 ba2,455 sqft$265 /sqft$4,916 /mo all-in ↓

538 FIRE BUSH COURT, BRADENTON, FL, 34212

Active35 days on marketListed Jul 1, 2026MLS #A4698430

Reduced $25KSingle Family ResidenceCOPPERLEFE

About this home

538 FIRE BUSH COURT

Welcome Home to Lakefront Luxury in Copperleaf Step into exceptional lakefront living with this stunning Summerville II — one of Lennar's most coveted floor plans — tucked inside the gated, maintenance-free community of Copperleaf. Built in 2018 and impeccably maintained, this 3-bedroom, 3-bath home offers 2,455 square feet of thoughtfully designed living space, a private office/den, and an oversized 3-car garage, all set on a premium waterfront homesite with plenty of room to add your dream pool. No CDD fees and no flood zone designation mean peace of mind is built right in. The curb appeal starts strong, with a stone-accented exterior, paver driveway, and elegant double glass entry doors setting the tone before you even step inside. Once you do, soaring 10-foot ceilings, 8-foot interior doors, tray ceilings, and abundant natural light showcase the craftsmanship found throughout. The open-concept great room impresses with custom ceiling accents, LED lighting, and a modern fireplace, flowing seamlessly into a gourmet kitchen anchored by an expansive 11-foot island — ideal for entertaining — plus generous cabinetry, upgraded fixtures, and prep space for the home chef. Unwind in the luxurious owner's suite, where tray ceilings, custom wood accents, and a private sitting area create a true escape. Dual walk-in closets and a spa-inspired bath with dual vanities, a soaking tub, and a walk-in shower round out the retreat. A smart split floor plan gives everyone their space, with a private en-suite secondary bedroom, a third bedroom offering flexibility for guests or family, and a double-door office perfect for working from home. Beyond the main living areas, thoughtful touches continue throughout — from designer lighting and finishes to generous storage and a laundry room designed for everyday convenience. Every detail reflects a level of quality that's increasingly hard to find. Slide open the oversized glass doors to your covered, screened lanai and take in tranquil lake views and unforgettable Florida sunsets — an everyday backdrop for morning coffee, evening entertaining, or simply unwinding after a long day. Copperleaf residents enjoy resort-style living with a heated community pool, lawn maintenance, cable, internet, and reclaimed irrigation, giving you more time to enjoy the Florida lifestyle and less time on upkeep. Ideally located just minutes from Lakewood Ranch, UTC, championship golf courses, top-tier shopping and dining, Sarasota-Bradenton International Airport, and the Gulf Coast's world-class beaches, this home puts everything you need — and everything you love — within easy reach. Homes like this, on premium waterfront homesites in gated, amenity-rich communities, don't come along often. Schedule your private showing today and experience lakefront luxury living in Copperleaf for yourself.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,455

Sqft

0.19 ac

Lot size

3

Garage

2018

Year built

One

Levels

$265

Per sqft

FireplaceWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Guest · Off Street
ExteriorSliding Doors

Community & fees

HOA fee$383/mo
Taxes (2025)$7,465/yr
PetsYes
CommunityAssociation Recreation - Owned · Deed Restrictions · Golf Carts OK · Irrigation-Reclaimed Water · Park · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,916 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$622
HOA fee — from the listing$383
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,916/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$622
HOA / condo fee$383
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$599KedgeAI estimate $719,799 · range $624K$770K$801K

vs edgeAI estimate

−9.7%

$/sqft vs Bradenton actives

$265 vs $250

Days on market

35 vs 55 typical

Where $265/sqft sits among the 400 Bradenton actives

103
104
87 · this home
52
21
33
$126–190$190–254$254–318$318–382$382–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Copperlefe

Map of 538 FIRE BUSH COURT inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Copperlefe — neighborhood snapshot

Population

689

Median age

56

Median income

$113,630

Median home value

$475,800

Avg household

2

Households w/ children

46%

For the school run

Manatee County School District

ElementaryFreedom Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$421K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

209 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $650,000 $25K
Jul 1, 2026Listed at $675,000 · 35 days on market since
2018Built · COPPERLEFE

Reality check

What actually sold near 538 FIRE BUSH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11502 AUTUMN LEAF WAYSold · Feb ’26

$705,000

11502 AUTUMN LEAF WAY · same community

3 bd · 3 ba · 2,455 sqft · $287/sqft · 33 DOM

706 ACACIA COURTSold · Jul ’26

$618,000

706 ACACIA COURT · same community

4 bd · 2 ba · 2,268 sqft · $272/sqft · 105 DOM

11324 SWEETGRASS DRIVESold · Dec ’25

$505,000

11324 SWEETGRASS DRIVE · same community

4 bd · 3 ba · 2,006 sqft · $252/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 538 FIRE BUSH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 538 FIRE BUSH COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

538 FIRE BUSH COURT FAQs

What would the monthly payment be for 538 FIRE BUSH COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,916/mo — principal and interest, the actual property-tax bill, the $383/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 538 FIRE BUSH COURT?+

The association fee works out to $383 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 538 FIRE BUSH COURT?+

The most recent tax bill on record (2025) was $7,465. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 538 FIRE BUSH COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $650,000, this home is listed about 67% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.

Which schools are assigned to 538 FIRE BUSH COURT?+

Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$650,000 runs 61% above the BRADENTON 34212 median — but at 2,455 sqft it's also 57% larger than the typical Bradenton listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $675,000, now $650,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Aaron Wittenstein. MLS #A4698430.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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