David Ramirez
$629,9903 bd2 ba1,524 sqft$413 /sqft$4,432 /mo all-in ↓

4324 SEA MARSH PLACE, PARRISH, FL, 34219

Active20 days on marketListed Jun 30, 2026MLS #A4698406

Private poolSingle Family ResidenceCROSS CREEK PH I-D

About this home

4324 SEA MARSH PLACE

The Harbour floorplan may well be homeowners' heaven, especially since it now has a pool! Its thoughtful, clever design attains the challenging goal of having both a very spacious home and the feeling that nothing is more than a few steps away. With 3 bedrooms and 2 baths, and private pool it encompasses all of the pampering amenities of larger homes. This beautiful Medallion home was upgraded with a Gourmet kitchen featuring double wall ovens and Gas cooktop plus tile flooring throughout the home. The home features an open plan which is great for entertaining and boasts 10’ and 11’ ceilings making it feel even more spacious. Enjoy peace of mind with impact windows and doors! The Willows community is conveniently located close to I-75 and central for commutes to Tampa, St. Pete, Clearwater, Sarasota, and of course our world-famous beaches. The Fort Hamer Bridge offers a shortcut, crossing over the Manatee River, for a direct gateway into Lakewood Ranch which gets you to the University Town Center Mall (UTC) in minutes. Be sure to schedule your personal showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,524

Sqft

0.16 ac

Lot size

2

Garage

2024

Year built

One

Levels

$413

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Refrigerator · Tankless Water Heater
InteriorOpen Floorplan
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$208/mo
Taxes (2025)$5,136/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,432 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$428
HOA fee — from the listing$208
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,999
Interest rate6.00%
Loan term

Estimated payment

$4,432/mo

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property taxes (actual bill)$428
HOA / condo fee$208
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $630K
$421KedgeAI estimate $614,885 · range $438K$891K$926K

vs edgeAI estimate

+2.5%

$/sqft vs Parrish actives

$413 vs $206

Days on market

20 vs 42 typical

Where $413/sqft sits among the 400 Parrish actives

175
132
62
15
6
10 · this home
$154–197$197–240$240–284$284–327$327–370$370+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cross Creek

Map of 4324 SEA MARSH PLACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa53 min
Tampa Int’l Airport (TPA)63 min

Get to know Parrish. See the full Parrish guide →

Cross Creek — neighborhood snapshot

Population

836

Median age

39

Median income

$111,555

Median home value

$476,200

Avg household

3

Households w/ children

108

For the school run

Manatee County School District

ElementaryAnnie Lucy Williams Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

206 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $629,990 · 20 days on market since
2024Built · CROSS CREEK PH I-D

Reality check

What actually sold near 4324 SEA MARSH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4220 GOLDEN CREEK TERRACESold · Nov ’25

$370,000

4220 GOLDEN CREEK TERRACE · same community

2 bd · 2 ba · 1,576 sqft · $235/sqft · 17 DOM

4215 GOLDEN CREEK TERRACESold · Dec ’25

$372,000

4215 GOLDEN CREEK TERRACE · same community

2 bd · 2 ba · 1,634 sqft · $228/sqft · 0 DOM

4149 GOLDEN CREEK TERRACESold · Apr ’26

$395,000

4149 GOLDEN CREEK TERRACE · same community

2 bd · 2 ba · 1,634 sqft · $242/sqft · 154 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4324 SEA MARSH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4324 SEA MARSH PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4324 SEA MARSH PLACE FAQs

What would the monthly payment be for 4324 SEA MARSH PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,432/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4324 SEA MARSH PLACE?+

The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4324 SEA MARSH PLACE?+

The most recent tax bill on record (2025) was $5,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4324 SEA MARSH PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $629,990, this home is listed about 49% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 4324 SEA MARSH PLACE?+

Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$629,990 runs 52% above the PARRISH 34219 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MEDALLION REALTY LLC · Kellie Reith. MLS #A4698406.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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