David Ramirez
$320,0003 bd2 ba1,430 sqft$224 /sqft$2,946 /mo all-in ↓

4213 EXPEDITION WAY UNIT 107, OSPREY, FL, 34229

Active21 days on marketListed Jul 2, 2026MLS #A4698337

Priced 37% below the OSPREY 34229 medianCondominiumBAY STREET VILLAGE

About this home

4213 EXPEDITION WAY UNIT 107

"Location, Location, Location" The luxury Florida lifestyle you’ve been dreaming. Welcome to this beautifully appointed 3-bed, 2-bath walk-up condo in a highly desirable location in a pet-friendly gated community. Built for peace of mind, the community features solid concrete block construction and hurricane-impact windows for added safety and durability. The attached ground-level garage beneath the residence offers convenience when arriving or heading out. The open-concept layout floor plan, soaring ceilings, and split-bedroom layout create perfect privacy. Stunning chef’s kitchen, granite countertops, stainless steel appliances, and a center island with seating, walk-in pantry, and upgraded fixtures. The primary suite features a walk-in closet, a spa, a double vanity, and a walk-in shower. Two other bedrooms on the opposite side, along with a second full bathroom, gives comfort and privacy for families or guests. Relax on the screened-in lanai overlooking beautiful water views for morning coffee or evening cocktails. The Tesla charger installed in the garage is a bonus. The community is located in a prime location with quick access to US-41, I-75, Siesta Key Beach, and Nokomis Beach, Bay Street Park with its playground and dog park, and walking distance to renowned Pine View School, Walmart, and the Legacy Trail. Bay Street Village resort-style amenities include a heated pool, fitness center, and clubhouse. The monthly condo fee covering exterior maintenance, roof, water, sewer, and two gated entrances… Don’t miss this rare opportunity – call the listing agent now to schedule a private viewing.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,430

Sqft

0 ac

Lot size

1

Garage

2016

Year built

Two

Levels

$224

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorBalcony · Playground · Sidewalk

Community & fees

HOA fee$475/mo
Taxes (2025)$3,428/yr
PetsYes
CommunityGated Community - Guard

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,946 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2025 actual bill$286
Condo fee — from the listing$475
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$2,946/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$286
HOA / condo fee$475
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$295KedgeAI estimate $322,312 · range $307K$356K$370K

vs edgeAI estimate

−0.7%

$/sqft vs BAY STREET VILLAGE

$224 vs $237

Days on market

21 vs 57 typical

Where $224/sqft sits among the 6 homes for sale in BAY STREET VILLAGE

1
1 · this home
1
1
0
2
$209–218$218–228$228–237$237–246$246–255$255+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarabay Acres

Map of 4213 EXPEDITION WAY UNIT 107 inside its neighborhood boundary

Drive times from this address

Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

Sarabay Acres — neighborhood snapshot

Population

1,075

Median age

65

Median income

$54,735

Median home value

$363,400

Avg household

2

Households w/ children

14%

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

4 of 6

BAY STREET VILLAGE have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $320,000 · 21 days on market since
2016Built · BAY STREET VILLAGE

Reality check

What actually sold near 4213 EXPEDITION WAY UNIT 107

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

116 NAVIGATION CIRCLE UNIT 106Sold · Mar ’26

$318,000

116 NAVIGATION CIRCLE UNIT 106 · same community

3 bd · 2 ba · 1,430 sqft · $222/sqft · 220 DOM

85 NAVIGATION CIRCLESold · Jan ’26

$329,000

85 NAVIGATION CIRCLE · same community

3 bd · 2 ba · 1,430 sqft · $230/sqft · 8 DOM

172 EXPLORER DRIVESold · Mar ’26

$335,000

172 EXPLORER DRIVE · same community

2 bd · 2 ba · 1,449 sqft · $231/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4213 EXPEDITION WAY UNIT 107 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4213 EXPEDITION WAY UNIT 107 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4213 EXPEDITION WAY UNIT 107 FAQs

What would the monthly payment be for 4213 EXPEDITION WAY UNIT 107?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,946/mo — principal and interest, the actual property-tax bill, the $475/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4213 EXPEDITION WAY UNIT 107?+

The association fee works out to $475 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4213 EXPEDITION WAY UNIT 107?+

The most recent tax bill on record (2025) was $3,428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4213 EXPEDITION WAY UNIT 107?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $320,000, this home is listed about 54% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4213 EXPEDITION WAY UNIT 107?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Yunfei Liu. MLS #A4698337.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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