3935 PANOLA LANE UNIT 183, SARASOTA, FL, 34232
Active23 days on marketListed Jul 2, 2026MLS #A4698304
About this home
3935 PANOLA LANE UNIT 183
Short Sale. Third Party Approval Required / Welcome to the Glen Oaks 55+ Lifestyle! This spacious 2-bedroom, 2-bath villa with a bonus den offers 1,372 sq. ft. under air and 1,988 sq. ft. total — plenty of room to spread out and make it your own. Both bathrooms have been beautifully updated, with a full shower in the master and a convenient tub/shower combo in the guest bath. The kitchen features clean lines, stainless steel appliances, and updated recessed lighting for a fresh, modern feel. Second bedroom has a built-in bunkbed (with removal ladder) for those grandkids to visit. Plenty of extra room for family members. Or if you don't need the bunk beds use the area for plenty of extra storage. The combined living/dining area is generously sized at over 16' x 29', with peaceful views overlooking the large, enclosed patio and lush landscaping beyond — a perfect spot to relax and unwind. The bonus room offers flexible space for a home office or den, and the oversized laundry room provides plenty of extra storage. Pet lovers, rejoice — two pets are welcome! Tucked away on a quiet dead-end street, this villa offers wonderful privacy while still being just a short stroll from the clubhouse and its beautiful community pool.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,372
Sqft
17.14 ac
Lot size
1977
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,410 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,410/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs Sarasota actives
$145 vs $330
Days on market
23 vs 58 typical
Where $145/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Glen Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Glen Oaks — neighborhood snapshot
Population
1,091
Median age
66
Median income
$54,868
Median home value
$266,900
Avg household
2
Households w/ children
20%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
158 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the SARASOTA 34232 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3935 PANOLA LANE UNIT 183
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$170,000
3908 PANOLA LANE UNIT 193 · same community
2 bd · 2 ba · 1,372 sqft · $124/sqft · 126 DOM
Sold · Feb ’26$225,000
1521 LAKESIDE WAY UNIT 149 · same community
2 bd · 2 ba · 1,372 sqft · $164/sqft · 18 DOM
Sold · May ’26$162,000
3957 LAKESIDE ROAD UNIT 143 · same community
2 bd · 2 ba · 1,372 sqft · $118/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3935 PANOLA LANE UNIT 183 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3935 PANOLA LANE UNIT 183 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3935 PANOLA LANE UNIT 183 FAQs
What would the monthly payment be for 3935 PANOLA LANE UNIT 183?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,410/mo — principal and interest, the actual property-tax bill, the $685/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3935 PANOLA LANE UNIT 183?+
The association fee works out to $685 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3935 PANOLA LANE UNIT 183?+
The most recent tax bill on record (2025) was $3,668. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3935 PANOLA LANE UNIT 183?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $199,000, this home is listed about 65% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3935 PANOLA LANE UNIT 183?+
Tuttle Elementary School (elementary), Booker Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME EXCELLENCE · Kristen Hertel. MLS #A4698304.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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