5619 BAYSHORE ROAD UNIT 435, PALMETTO, FL, 34221
Active37 days on marketListed Jun 27, 2026MLS #A4698294
About this home
5619 BAYSHORE ROAD UNIT 435
Price Drop! Impeccably maintained and filled with modern updates, this bright and spacious 2-bedroom, 2-bathroom home also offers a large bonus office or flex space as you enter. The open floor plan seamlessly connects the living room to the dining area, which features abundant built-in storage, and flows into the beautifully remodeled kitchen (2023) complete with a center island with glass cooktop, double pantry, large stainless refrigerator, and a new dishwasher (2026). The generous primary suite includes dual his-and-hers walk-in closets and a fully remodeled ensuite bathroom (2023) with a stunning tiled walk-in shower, dual-sink vanity, new exhaust fan and a linen closet. The guest bedroom offers ample closet space and is conveniently located next to the remodeled guest bathroom (2025), featuring a striking tiled walk-in shower, new vanity, updated fixtures, and a new exhaust fan. Additional improvements throughout the home include new windows and doors (2024), luxury vinyl plank flooring (2023), a new HVAC system with all new ductwork (2023), recoated membrane roof (2024), updated light fixtures, and modern remote-controlled ceiling fans. Outside, you'll find a new fully screened lanai (2025) with access to the workshop and laundry area, which includes a deep freezer, along with a private outdoor patio and a separate storage shed. Situated on a quiet lot with no rear neighbors, this home is located in Terra Ceia Manor, an active 55+ co-op shareholder community with No LOT RENT! The LOW monthly HOA fee of just $199 includes water, sewer, trash, lawn care, and access to the heated pool, clubhouse, and a full calendar of social activities. Conveniently located near beaches, shopping, dining, and with easy access to I-275 and I-75, you're just a short drive from Sarasota, Clearwater, St. Petersburg, and Tampa.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
0.08 ac
Lot size
1984
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,450 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,450/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs TERRA CEIA MANOR CO-OP
$147 vs $118
Days on market
37 vs 57 typical
Where $147/sqft sits among the 8 homes for sale in TERRA CEIA MANOR CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
4 of 8
TERRA CEIA MANOR CO-OP have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5619 BAYSHORE ROAD UNIT 435
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$80,000
5619 BAYSHORE ROAD UNIT 211 · same community
2 bd · 2 ba · 1,080 sqft · $74/sqft · 120 DOM
Sold · Apr ’26$125,000
5619 BAYSHORE ROAD UNIT 142 · same community
2 bd · 2 ba · 1,056 sqft · $118/sqft · 11 DOM
Sold · Nov ’25$122,000
5619 BAYSHORE ROAD UNIT 157 · same community
2 bd · 2 ba · 1,152 sqft · $106/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5619 BAYSHORE ROAD UNIT 435 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5619 BAYSHORE ROAD UNIT 435 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5619 BAYSHORE ROAD UNIT 435 FAQs
What would the monthly payment be for 5619 BAYSHORE ROAD UNIT 435?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,450/mo — principal and interest, the actual property-tax bill, the $199/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5619 BAYSHORE ROAD UNIT 435?+
The association fee works out to $199 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5619 BAYSHORE ROAD UNIT 435?+
The most recent tax bill on record (2025) was $1,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5619 BAYSHORE ROAD UNIT 435?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $159,000, this home is listed about 60% below the Palmetto median of $395,159. The market section on this page shows how the area is trending.
Which schools are assigned to 5619 BAYSHORE ROAD UNIT 435?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LESLIE WELLS REALTY, INC. · Lisa Castro. MLS #A4698294.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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