412 W 28TH STREET UNIT 0, PALMETTO, FL, 34221
Active35 days on marketListed Jun 29, 2026MLS #A4698248
About this home
412 W 28TH STREET UNIT 0
3BR, 2BA Villa in quiet cul-de-sac community. Conveniently located within minutes of I-75, US-19 and Sunshine Skyway Bridge/I-275 for an easy commute to work in Tampa/St. Pete or Bradenton/Sarasota. 1,357 square feet of air-conditioned living space. Ceiling fans, plantation blinds, ceramic tile and carpeting throughout. Large kitchen with ceramic tile floor, breakfast bar, recessed lighting and quality appliances. Spacious, carpeted Great Room with vaulted ceiling. Primary Bedroom Suite features a large, carpeted walk-in closet. Working remotely? The third Bedroom makes a perfect home office and features sliding doors to a private patio. Interior laundry room has a stacked washer/dryer unit. Single-car garage with electric door opener. Community pool and cabana. Nearly new AC system. No smoking. Short ride to the beautiful Gulf beaches on Anna Maria Island, Emerson Point, Manatee River, and the Bradenton River walk. One small pet will be considered with owner's approval and $250 non-refundable pet fee and $20 a month pet rent. Come make paradise your home! Call today for a showing. Available for an August 15th move in.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,357
Sqft
99999 ac
Lot size
1
Garage
2005
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$2 vs $206
Days on market
35 vs 57 typical
Where $2/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
219 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 412 W 28TH STREET UNIT 0
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$225,000
416 28TH STREET W · same community
3 bd · 2 ba · 1,291 sqft · $174/sqft · 391 DOM
Sold · Oct ’25$269,000
203 28TH STREET W · same community
2 bd · 2 ba · 1,243 sqft · $216/sqft · 136 DOM
Sold · May ’26$355,000
2008 2ND AVENUE E
3 bd · 2 ba · 1,350 sqft · $263/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 412 W 28TH STREET UNIT 0 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 412 W 28TH STREET UNIT 0 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
412 W 28TH STREET UNIT 0 FAQs
What would the monthly payment be for 412 W 28TH STREET UNIT 0?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 412 W 28TH STREET UNIT 0?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $2,395, this home is listed about 99% below the Palmetto median of $395,159. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Lisa Grassi. MLS #A4698248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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