David Ramirez
$289,0003 bd2 ba1,545 sqft$187 /sqft$2,423 /mo all-in ↓

3324 OVERCUP OAK TERRACE, SARASOTA, FL, 34237

Active33 days on marketListed Jun 30, 2026MLS #A4698245

Manufactured HomeOAKWOOD MANOR

About this home

3324 OVERCUP OAK TERRACE

OAKWOOD MANOR — WHERE FUN & FRIENDSHIP HAPPENS TURNKEY LIVING • FRIENDLY NEIGHBORS • UNBEATABLE VALUE Own your piece of paradise in Oakwood Manor, Sarasota's highly desirable resident-owned 55+ community located within the city limits. Spanning 90 beautifully landscaped acres, this vibrant community offers an exceptional resort-style lifestyle with remarkably low HOA fees of just $210 a month and no CDD or master association fees. Residents enjoy an impressive array of amenities including a welcoming clubhouse with commercial kitchen and event stage, fitness center, library, heated pool, oversized hot tub, bocce ball, shuffleboard, putt-putt golf, cornhole, and ping pong. Pickleball enthusiasts will appreciate the brand-new courts located just a short bike ride away along the Legacy Trail. With an active social calendar filled with events and activities, Oakwood Manor truly lives up to its reputation—where fun and friendship happen. A Rare Find — Impeccably Maintained & Truly Move-In Ready If you've been waiting for that special home, your search ends here. Built in 2005, this beautifully maintained 3-bedroom, 2-bath residence offers 1,545 square feet of thoughtfully designed living space and is being sold turnkey. Situated within easy walking distance of the community pool and amenities, this home is genuinely move-in ready—just bring your clothes and toothbrush. From the moment you step inside, you'll appreciate the spacious open floor plan, soaring ceilings, and abundant natural light streaming through numerous windows. The gourmet kitchen is designed to impress, featuring beautiful cabinetry, generous counter space, and an inviting layout that's perfect for everyday living and entertaining. The spacious primary suite includes a walk-in closet and an en-suite bath with a double vanity and walk-in shower. A standout feature rarely found in modular homes is the drywall construction throughout the walls and ceilings in most rooms, providing the look and feel of a traditional site-built home. Recent Updates Include: • New Roof (2025) • A/C replaced (2023) • All kitchen appliances replaced (2023) • Nice Large she for plenty of storage • Inside Laundry room with Utility laundry tub • Covered Carport with plenty of space for 2 cars • Tile flooring throughout all wet areas and the laundry room • Beautiful Bahama shutters on most windows Location, Location, Location Conveniently located just minutes from downtown Sarasota, Siesta Key Beach, St. Armand's Circle, SRQ Airport, shopping, dining, and two major hospitals, this home offers the perfect combination of comfort, convenience, and Florida lifestyle. Whether you're searching for a year-round residence or the perfect seasonal retreat, this exceptional home is an opportunity you won't want to miss.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,545

Sqft

0.09 ac

Lot size

2005

Year built

One

Levels

$187

Per sqft

Turnkey55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationPillar/Post/Pier
FacesNorth
ParkingCovered · Driveway
ExteriorHurricane Shutters · Private Mailbox · Rain Gutters · Storage

Community & fees

HOA fee$210/mo
Taxes (2025)$2,689/yr
PetsNo
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · No Truck/RV/Motorcycle Parking · Park

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,423 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$224
HOA fee — from the listing$210
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,115
Interest rate6.00%
Loan term

Estimated payment

$2,423/mo

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$224
HOA / condo fee$210
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs OAKWOOD MANOR

$187 vs $156

Days on market

33 vs 58 typical

Where $187/sqft sits among the 16 homes for sale in OAKWOOD MANOR

5
3
3
1
2 · this home
2
$130–143$143–156$156–169$169–182$182–194$194+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakwood Manor

Map of 3324 OVERCUP OAK TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Oakwood Manor — neighborhood snapshot

Population

1,094

Median age

46

Median income

$49,358

Median home value

$158,100

Avg household

2

Households w/ children

42%

For the school run

Sarasota County School District

ElementaryTuttle Elementary School★★★★★
HighSarasota High School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

2 of 16

OAKWOOD MANOR have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the SARASOTA 34237 median. See the full Sarasota market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $289,000 · 33 days on market since
2005Built · OAKWOOD MANOR

Reality check

What actually sold near 3324 OVERCUP OAK TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3224 SYCAMORE TERRACESold · Jan ’26

$228,000

3224 SYCAMORE TERRACE · same community

2 bd · 2 ba · 1,558 sqft · $146/sqft · 11 DOM

3386 OAKWOOD BOULEVARD NSold · Jan ’26

$215,000

3386 OAKWOOD BOULEVARD N · same community

2 bd · 2 ba · 1,494 sqft · $144/sqft · 0 DOM

110 OAKWOOD BOULEVARD WSold · Oct ’25

$215,000

110 OAKWOOD BOULEVARD W · same community

2 bd · 2 ba · 1,620 sqft · $133/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3324 OVERCUP OAK TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3324 OVERCUP OAK TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3324 OVERCUP OAK TERRACE FAQs

What would the monthly payment be for 3324 OVERCUP OAK TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,423/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3324 OVERCUP OAK TERRACE?+

The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3324 OVERCUP OAK TERRACE?+

The most recent tax bill on record (2025) was $2,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3324 OVERCUP OAK TERRACE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $289,000, this home is listed about 49% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3324 OVERCUP OAK TERRACE?+

Tuttle Elementary School (elementary), Sarasota High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL ESTATE BOUTIQUE LLC · Maria Atkins. MLS #A4698245.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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