2084 LA PALMA AVENUE, PORT CHARLOTTE, FL, 33953
Active38 days on marketListed Jul 3, 2026MLS #A4698223
About this home
2084 LA PALMA AVENUE
Nearly 3,000 Square Feet. 5 Bedrooms. Gated Community. Under $400,000. Homes with this much space at this price have become incredibly difficult to find. If you've been searching for a home where everyone finally has their own room, where you can work from home without sacrificing a bedroom, host family and friends with ease, and still have space to relax, you've just found it. As one of the largest homes in Villa Milano, this move-in-ready residence offers nearly 3,000 square feet, 5 bedrooms, 3 full bathrooms, a versatile loft, and a fully fenced backyard, giving you the flexibility to create a home that fits your lifestyle today and for years to come. Built in 2017, the thoughtfully designed floor plan features expansive open living spaces, a spacious kitchen with stainless steel appliances, double ovens, abundant cabinetry, and an oversized island that naturally becomes the gathering place for family and friends. A first-floor bedroom and full bathroom provide the perfect space for guests, multigenerational living, or a private home office, while upstairs the oversized primary suite offers a peaceful retreat with dual vanities, a soaking tub, separate shower, and generous walk-in closet. Three additional bedrooms and an oversized loft create endless possibilities for a media room, game room, playroom, home gym, or second living area. Outside, the fully fenced backyard is ready for play, pets, backyard barbecues, or simply enjoying Florida's year-round sunshine, with room to personalize the outdoor space to fit your vision. Residents of Villa Milano enjoy a gated entrance, community pool, low HOA fees, and easy access to North Port, Wellen Park, Charlotte Sports Park, shopping, dining, Gulf beaches, Boca Grande, Venice, and Interstate 75. The largest home in Villa Milano. One of the best values in Port Charlotte. If you've been touring smaller homes and wondering where you'll put everyone, this is the one that changes the conversation. Schedule your private showing today and experience the space, flexibility, and value that make 2084 La Palma Avenue stand out from everything else in its price range.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,920
Sqft
0.15 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,237 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,237/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$134 vs $209
Days on market
38 vs 60 typical
Where $134/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
189 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1673% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 2084 LA PALMA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$350,000
2109 LA PALMA AVENUE · same community
4 bd · 2 ba · 2,161 sqft · $162/sqft · 8 DOM
Sold · Jan ’26$440,000
2140 LA PALMA AVENUE · same community
4 bd · 2 ba · 2,161 sqft · $204/sqft · 7 DOM
Sold · Jan ’26$425,000
1607 LAUREL BROOK LANE
4 bd · 4.5 ba · 2,920 sqft · $146/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2084 LA PALMA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2084 LA PALMA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2084 LA PALMA AVENUE FAQs
What would the monthly payment be for 2084 LA PALMA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,237/mo — principal and interest, the actual property-tax bill, the $113/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2084 LA PALMA AVENUE?+
The association fee works out to $113 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2084 LA PALMA AVENUE?+
The most recent tax bill on record (2025) was $5,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2084 LA PALMA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $390,000, this home is listed about 18% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 2084 LA PALMA AVENUE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Liz Vasconcelos Roos. MLS #A4698223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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