David Ramirez
$995,5003 bd2 ba2,923 sqft$341 /sqft$6,407 /mo all-in ↓

13645 NW 222ND LANE, ALACHUA, FL, 32615

Active38 days on marketListed Jun 30, 2026MLS #A4698137

Single Family ResidenceMILL CREEK ESTATES

About this home

13645 NW 222ND LANE

CUSTOM BUILT BLOCK HOME with Attached oversized 2 car garage and separate Detached 1200 Sq Ft 3 bay Garage/Workshop with 1/2 bath. Home is split floor plan with many upgrades and extra's to mention. Home is located on FENCED 5.78 acre Lot. Gated / Paved entrance. Dawn to Dusk power pole illuminates front of home. Custom Cabinetry throughout house. Granite Countertops. Tiled Flooring Throughout. Whole House Surge Protection, Generac Generator, Gutters and Gutterguards on house and garage. Low HOA fee $350 year.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,923

Sqft

5.78 ac

Lot size

2

Garage

2020

Year built

One

Levels

$341

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesBar Fridge · Cooktop · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Ice Maker · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Water Softener · Wine Refrigerator
InteriorAttic Fan · Built-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$29/mo
Taxes (2025)$5,681/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Golf Carts OK

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Propane · Sewer Available · Street Lights · Underground Utilities
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,407 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,372
PMI (est., until 20% equity)$373
Property tax — 2025 actual bill$473
HOA fee — from the listing$29
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,550
Interest rate6.00%
Loan term

Estimated payment

$6,407/mo

Principal & interest$5,372
PMI (est., until 20% equity)$373
Property taxes (actual bill)$473
HOA / condo fee$29
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Alachua actives

$341 vs $189

Days on market

38 vs 64 typical

Where $341/sqft sits among the 154 Alachua actives

48
64
16
10
6
10 · this home
$133–173$173–212$212–252$252–292$292–332$332+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Alachua

Map of 13645 NW 222ND LANE

Get to know Alachua. See the full Alachua guide →

ALACHUA 32615 — neighborhood snapshot

Population

16,244

Median age

40.3

Median income

$79,983

Median home value

$289,000

Avg household

2.56

Households w/ children

1,833

For the school run

Alachua County School District

ElementaryW. W. Irby Elementary School
ElementaryAlachua Elementary School★★★★
MiddleA. L. Mebane Middle School★★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Alachua market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$319K$333K

Alachua median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

83 of 154

Alachua actives have cut their price

Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 200% above the ALACHUA 32615 median. See the full Alachua market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $995,500 · 38 days on market since
2020Built · MILL CREEK ESTATES

Reality check

What actually sold near 13645 NW 222ND LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

22715 NW COUNTY ROAD 241Sold · Dec ’25

$724,999

22715 NW COUNTY ROAD 241 · same community

3 bd · 2.5 ba · 2,364 sqft · $307/sqft · 4 DOM

21737 OLD PROVIDENCE ROADSold · Jun ’26

$412,500

21737 OLD PROVIDENCE ROAD

4 bd · 3 ba · 2,059 sqft · $200/sqft · 344 DOM

21601 OLD PROVIDENCE ROADSold · Feb ’26

$420,000

21601 OLD PROVIDENCE ROAD

4 bd · 2 ba · 1,947 sqft · $216/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13645 NW 222ND LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13645 NW 222ND LANE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

13645 NW 222ND LANE FAQs

What would the monthly payment be for 13645 NW 222ND LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,407/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13645 NW 222ND LANE?+

The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13645 NW 222ND LANE?+

The most recent tax bill on record (2025) was $5,681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13645 NW 222ND LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Alachua?+

At $995,500, this home is listed about 185% above the Alachua median of $349,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13645 NW 222ND LANE?+

W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4698137.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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