David Ramirez
$469,9002 bd2 ba1,357 sqft$346 /sqft$4,943 /mo all-in ↓

2255 N BEACH ROAD UNIT 12, ENGLEWOOD, FL, 34223

Active31 days on marketListed Jul 3, 2026MLS #A4698056

CondominiumLIVE OAK LANDINGS PH 03

About this home

2255 N BEACH ROAD UNIT 12

Most people think they're buying a beach property. What they're really buying is the ability to walk away from stress. Welcome to Live Oak Landings on Manasota Key, offered turnkey furnished, where the coastal lifestyle you've imagined finally becomes reality. Positioned between Lemon Bay and the Gulf's sugar-sand beaches, this updated 2-bedroom, 2-bathroom townhome with a versatile loft offers Gulf-to-bay views and an island lifestyle buyers dream about but rarely find at this price, just steps from the beach. Inside, 1,357 square feet of thoughtfully updated living space feels both comfortable and inviting. The open living and dining areas flow naturally together, while the spacious loft adds the flexibility today's buyers value. Complete with a Murphy bed and office space, it easily serves as a guest retreat, home office, hobby room, media room, or additional sleeping area. Natural light fills the home, creating a bright coastal atmosphere that complements the relaxed island setting. What truly separates this property is its location. Live Oak Landings sits directly on Lemon Bay and offers a heated community pool, common-use docks, and easy water access, while Englewood Beach is just across the street. Imagine morning walks on the beach, afternoons by the pool, waterfront dining nearby, and Gulf Coast sunsets just steps from your door. This is not a property that's changed hands repeatedly. The sellers are the original owners of Unit #12, having contracted for its construction in 2000-2001, and their pride of ownership is evident throughout. During construction, they invested more than $50,000 in architectural and contractor upgrades beyond the builder's standard specifications. They also replaced every original window and all three sliding glass doors with hurricane-impact glass, a $25,000 investment that enhances storm protection, energy efficiency, and peace of mind. The home has been thoughtfully updated, including a fully renovated kitchen with upgraded cabinetry, countertops, finishes, and new appliances in early 2024, a new $1,900 water heater installed in June 2026, and approximately $15,000 in furnishings, appliances, kitchenware, linens, towels, and household essentials that are included with the sale, making this home truly turnkey. The private screened and roofed lanai, a $15,000 owner-added upgrade completed after construction, creates a comfortable outdoor living space where you can relax. The community has made significant investments in its future, including new 30-year warranted metal roofs installed in 2023 and full compliance with all SIRS requirements. This fall, new landscaping and extended fencing will be completed with no special assessment. The common-use docks on Lemon Bay are also scheduled for replacement in 2026, and Unit #12's share has already been paid in full, so owners can enjoy the docks with no additional cost. Whether you're seeking a full-time home, seasonal retreat, or investment property, this turnkey townhome offers outstanding flexibility and strong rental potential. Updated bayfront townhomes on Manasota Key with Gulf-to-bay views, beach access, extensive owner upgrades, and major community improvements already completed or funded are becoming increasingly rare. People come to Manasota Key for a vacation. Many wish they never had to leave. Now, you don't have to.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,357

Sqft

0.03 ac

Lot size

2

Garage

2001

Year built

Three Or More

Levels

$346

Per sqft

TurnkeyPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ParkingCovered · Garage Door Opener · Ground Level · Guest
ExteriorBalcony · Rain Gutters · Sliding Doors

Community & fees

HOA fee$1,318/mo
Taxes (2025)$5,893/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Community Mailbox · Deed Restrictions · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Available · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,943 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$491
Condo fee — from the listing$1,318
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,447
Interest rate6.00%
Loan term

Estimated payment

$4,943/mo

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$491
HOA / condo fee$1,318
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$327KedgeAI estimate $456,612 · range $341K$523K$544K

vs edgeAI estimate

+2.9%

$/sqft vs Englewood actives

$346 vs $240

Days on market

31 vs 59 typical

Where $346/sqft sits among the 400 Englewood actives

174
108
62 · this home
17
10
29
$115–222$222–328$328–435$435–541$541–648$648+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 2255 N BEACH ROAD UNIT 12

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,036

Median age

67.6

Median income

$70,155

Median home value

$358,000

Avg household

1.89

Households w/ children

693

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

182 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $469,900 · 31 days on market since
2001Built · LIVE OAK LANDINGS PH 03

Reality check

What actually sold near 2255 N BEACH ROAD UNIT 12

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2255 N BEACH ROAD UNIT 9Sold · Mar ’26

$595,000

2255 N BEACH ROAD UNIT 9 · same community

3 bd · 3 ba · 1,803 sqft · $330/sqft · 105 DOM

2255 N BEACH ROAD UNIT 14Sold · Mar ’26

$499,000

2255 N BEACH ROAD UNIT 14

3 bd · 2 ba · 1,357 sqft · $368/sqft · 0 DOM

2255 N BEACH ROAD UNIT 13Sold · Apr ’26

$477,500

2255 N BEACH ROAD UNIT 13

2 bd · 2 ba · 1,357 sqft · $352/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2255 N BEACH ROAD UNIT 12 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2255 N BEACH ROAD UNIT 12 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2255 N BEACH ROAD UNIT 12 FAQs

What would the monthly payment be for 2255 N BEACH ROAD UNIT 12?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,943/mo — principal and interest, the actual property-tax bill, the $1,318/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2255 N BEACH ROAD UNIT 12?+

The association fee works out to $1,318 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2255 N BEACH ROAD UNIT 12?+

The most recent tax bill on record (2025) was $5,893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2255 N BEACH ROAD UNIT 12?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $469,900, this home is listed about 27% above the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 2255 N BEACH ROAD UNIT 12?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$469,900 runs 21% above the ENGLEWOOD 34223 median.

02Know the monthly fee

The association fee is $1,318/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER SARASOTA CENT. · Michael Graf. MLS #A4698056.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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