David Ramirez
$949,9004 bd4 ba2,709 sqft$351 /sqft$8,370 /mo all-in ↓

617 SIESTA DRIVE, SARASOTA, FL, 34242

Active31 days on marketListed Jun 23, 2026MLS #A4697947

Private poolSingle Family ResidenceBAY ISLAND

About this home

617 SIESTA DRIVE

BANK OWNED... Located in Highly desirable Bay Island Subdivision The Gateway to Siesta Key... This 4 Bedroom 4 Bath is located within the City limits Sarasota with allow short term rentals. Upgrades include a Metal roof with solar panels, Crown Molding and Brick paver Driveway. This property sustained damage from the 2024 hurricanes. Great Location to just drive to World famous Siesta Key Beach and Downtown Sarasota. A Great Place to spend the season or a lifetime. Property is being sold as-is . Build your own Equity. WELCOME HOME!!!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,709

Sqft

0.3 ac

Lot size

1939

Year built

One

Levels

$351

Per sqft

Private poolFireplaceGarden view

Inside

FlooringHardwood
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionWood Frame · Wood Siding
FoundationCrawlspace
ViewGarden
FacesNorth
ExteriorFrench Doors

Community & fees

Taxes (2024)$32,740/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,370 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2024 actual bill$2,728
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $94,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $94,990
Interest rate6.00%
Loan term

Estimated payment

$8,370/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$2,728
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $950K
$912KedgeAI estimate $2,103,876 · range $1.9M$2.2M$2.3M

vs edgeAI estimate

−54.9%

$/sqft vs Sarasota actives

$351 vs $328

Days on market

31 vs 58 typical

Where $351/sqft sits among the 400 Sarasota actives

229 · this home
65
29
27
19
31
$152–385$385–618$618–852$852–1085$1085–1318$1318+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 617 SIESTA DRIVE

Drive times from this address

Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

147 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $949,900 · 31 days on market since
1939Built · BAY ISLAND

Reality check

What actually sold near 617 SIESTA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3721 FLAMINGO AVENUESold · Mar ’26

$1,175,000

3721 FLAMINGO AVENUE · same community

3 bd · 3 ba · 2,628 sqft · $447/sqft · 141 DOM

624 NORSOTA WAYSold · Sep ’25

$1,100,000

624 NORSOTA WAY · same community

4 bd · 3 ba · 2,854 sqft · $385/sqft · 156 DOM

843 NORSOTA WAYSold · Apr ’26

$4,900,000

843 NORSOTA WAY · same community

3 bd · 2 ba · 2,467 sqft · $1,986/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 617 SIESTA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 617 SIESTA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

617 SIESTA DRIVE FAQs

What would the monthly payment be for 617 SIESTA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,370/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 617 SIESTA DRIVE?+

The most recent tax bill on record (2024) was $32,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $949,900, this home is listed about 67% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Listing courtesy of COLDWELL BANKER REALTY · Gary Hoskins. MLS #A4697947.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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