307 NW 8TH STREET, MULBERRY, FL, 33860
Active41 days on marketListed Jun 23, 2026MLS #A4697853
About this home
307 NW 8TH STREET
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the heart of Mulberry, built in 2020 and designed for comfortable Florida living. Best of all, there’s NO HOA and NO CDD, giving you more freedom and fewer monthly expenses. Inside, you'll find a thoughtfully designed layout featuring a recently purchased stainless steel refrigerator and a convenient hot water circulation system that provides faster access to hot water throughout the home and an upgraded HVAC air handler with UV light to give you a piece of mind with clean air throughout the home. The spacious 2-car garage includes a built-in generator connection, with generator included, offering added peace of mind during storm season. Enjoy your mornings on the screened-in front porch and unwind in the evenings on the screened lanai overlooking the fully fenced backyard. The vinyl privacy fence creates the perfect outdoor retreat, while the additional storage shed provides plenty of space for tools, lawn equipment, and seasonal items. Located just minutes from Lakeland and centrally positioned between Tampa and Orlando, this home offers convenient access to major employers, entertainment, and attractions. You'll also appreciate being close to shopping, schools, restaurants, and parks, making everyday living both easy and enjoyable. Whether you're a first-time homebuyer, growing family, or someone looking for a newer home without HOA restrictions, this property is one you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,515
Sqft
0.14 ac
Lot size
2
Garage
2020
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,165 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,165/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.8%
$/sqft vs Mulberry actives
$175 vs $178
Days on market
41 vs 29 typical
Where $175/sqft sits among the 87 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mulberry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
MULBERRY 33860 — neighborhood snapshot
Population
25,617
Median age
34.3
Median income
$62,779
Median home value
$221,400
Avg household
2.93
Households w/ children
3,311
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$318K → $315K
Mulberry median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
46 of 87
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 307 NW 8TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$317,900
1059 ARUBA AVENUE
3 bd · 2 ba · 1,545 sqft · $206/sqft · 19 DOM
Sold · Sep ’25$339,900
1279 KINGSTON WAY
3 bd · 2 ba · 1,545 sqft · $220/sqft · 18 DOM
Sold · Nov ’25$165,000
311 NE 5TH STREET
4 bd · 2 ba · 1,548 sqft · $107/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 307 NW 8TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 307 NW 8TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
307 NW 8TH STREET FAQs
What would the monthly payment be for 307 NW 8TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,165/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 307 NW 8TH STREET?+
The most recent tax bill on record (2025) was $3,945. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mulberry?+
At $264,900, this home is listed about 15% below the Mulberry median of $312,500. The market section on this page shows how the area is trending.
Which schools are assigned to 307 NW 8TH STREET?+
Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Cody Cook. MLS #A4697853.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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