221 RIO TERRA, VENICE, FL, 34285
Active31 days on marketListed Jun 22, 2026MLS #A4697835
About this home
221 RIO TERRA
221 Rio Terra, Venice Island – 3 Bed / 3 Bath Pool Home with Major 2025 Upgrades Welcome to 221 Rio Terra, a charming single-family courtyard home in the Bellagio Gated Community on Venice Island in Venice, Florida. Built in 2000, this 2,009 sq ft home sits on a 6,146 sq ft lot and offers comfortable Florida living with a private pool and meaningful recent upgrades. Major 2025 Upgrades & Improvements This home features significant 2025 investments for peace of mind and modern convenience: Brand new roof Hurricane-rated impact windows and doors Fully refurbished private pool with new pool pump New pool cage and screening New courtyard and entryway pavers New LG refrigerator New hot water heater Upgraded garage door opening system Additional features include a Culligan whole-house water treatment system and reverse osmosis drinking water filtration. Prime Venice Island Location Enjoy convenient island living in the Bellagio Gated Community with just a several-minute drive to Historic Downtown Venice, Sharky’s on the Pier, the popular Venice dog beach, and direct access to the Legacy Trail. The bright, tastefully designed interior offers modern finishes and seamless flow between living spaces. The kitchen provides ample storage, while the three full bathrooms deliver spa-like comfort. Spacious bedrooms provide peaceful retreats. Outside, your refreshed private pool and screened lanai are perfect for relaxing or entertaining, complemented by the updated courtyard with new pavers. 221 Rio Terra is a move-in ready pool home in the desirable Bellagio Gated Community on Venice Island, featuring standout 2025 upgrades and excellent access to beaches, dining, and the Legacy Trail. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,009
Sqft
0.14 ac
Lot size
2
Garage
2000
Year built
One
Levels
$408
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,888 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,888/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
Days on market
31 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellagio On Venice Island
Get to know Venice. See the full Venice guide →
Bellagio On Venice Island — neighborhood snapshot
Population
225
Median age
70
Median income
$68,500
Median home value
$280,300
Avg household
2
Households w/ children
13%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Venice market
$390K → $389K
Venice median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 273% above the VENICE 34285 median. See the full Venice market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 221 RIO TERRA — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 221 RIO TERRA — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
221 RIO TERRA FAQs
What would the monthly payment be for 221 RIO TERRA?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,888/mo — principal and interest, the actual property-tax bill, the $372/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 221 RIO TERRA?+
The association fee works out to $372 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 221 RIO TERRA?+
The most recent tax bill on record (2025) was $7,491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 221 RIO TERRA?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Venice?+
At $819,999, this home is listed about 106% above the Venice median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 221 RIO TERRA?+
Venice Senior High School (high), Venice Elementary School (elementary), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$819,999 runs 273% above the VENICE 34285 median — but at 2,009 sqft it's also 28% larger than the typical Venice listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Venice Senior High School, Venice Elementary School, Venice Middle School — Venice Senior High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KEYS REALTY REDEFINED LLC · Randal Longo. MLS #A4697835.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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