David Ramirez
$1,250,0004 bd3 ba2,311 sqft$541 /sqft$8,925 /mo all-in ↓

5504 TITLE ROW DRIVE, BRADENTON, FL, 34210

Active10 days on marketListed Jul 11, 2026MLS #A4697806

Private poolSingle Family ResidenceLEGENDS BAY

About this home

5504 TITLE ROW DRIVE

Virtually Staged. RARE NEWER POOL HOME IN A GATED COASTAL COMMUNITY JUST MINUTES FROM IMG ACADEMY. Welcome to 5504 Title Row Drive, a beautifully maintained 2022 Medallion Home in Legends Bay, one of West Bradenton’s most desirable gated communities near IMG Academy, IMG Golf Club, Sarasota Bay, and the Gulf Coast beaches. This 4-bedroom, 3-bath Bermuda plan offers a light, open layout with tile flooring throughout, high ceilings, 8-foot interior doors, impact-rated windows and sliders, a flat tile roof, and a highly functional split-bedroom design with the primary suite privately separated from the guest bedrooms. FEATURE HIGHLIGHTS include a prime location just minutes from the IMG campus, tranquil pond views with the home oriented toward Sarasota Bay, an extended screened lanai, 12-foot pocketing sliding glass doors, a heated saltwater pool with LED color lighting and upgraded pebble-style finish, an upgraded FloCrete-coated lanai/deck, outdoor kitchen rough-in, wide paver driveway, 3-car garage, epoxy-coated garage floor, natural gas service, and security system prewire. The gourmet kitchen is a standout, featuring upgraded 42-inch warm wood-toned cabinetry with crown molding, quartz countertops, a large center island with undermount sink, tile backsplash, under-cabinet lighting, stainless steel appliances, built-in 36-inch gas cooktop, dedicated stainless hood vent, and built-in wall oven/microwave combination. Dovetail cabinetry, full-extension drawers, and soft-close features add quality and function throughout the kitchen and baths. A built-in dry bar with upgraded cabinetry adds extra storage and entertaining appeal. The family room features a tray ceiling with recessed lighting and flows seamlessly to the screened outdoor living area. The primary suite offers three signature accent windows, dual walk-in closets, dual vanities, and an oversized tile-to-ceiling shower. Both secondary bathrooms also feature tile-to-ceiling showers and upgraded finishes, giving the home a cohesive, elevated feel throughout. Legends Bay residents enjoy a gated, maintenance-free setting with community pool, clubhouse, walking paths, scenic lakes, and a pier through the mangroves overlooking Sarasota Bay. Convenient to IMG Academy, IMG Golf Club, SRQ Airport, downtown Sarasota, shopping, dining, Anna Maria Island, Longboat Key, and the beaches, this home offers newer construction, water views, a private pool, and everyday convenience in one exceptional location. A 2-minute cinematic video tour is available online.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,311

Sqft

0.2 ac

Lot size

3

Garage

2022

Year built

One

Levels

$541

Per sqft

Private poolWater view

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryGas Dryer Hookup · Inside
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener · Golf Cart Garage · Golf Cart Parking
ExteriorIrrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$472/mo
Taxes (2025)$12,949/yr
PetsCats OK, Dogs OK
CommunityBay/Harbor Front · Clubhouse · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,925 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property tax — 2025 actual bill$1,079
HOA fee — from the listing$472
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $125,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $125,000
Interest rate6.00%
Loan term

Estimated payment

$8,925/mo

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property taxes (actual bill)$1,079
HOA / condo fee$472
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs LEGENDS BAY

$541 vs $410

Days on market

10 vs 53 typical

Where $541/sqft sits among the 11 homes for sale in LEGENDS BAY

2
4
2
0 · this home
1
2
$280–351$351–423$423–495$495–567$567–638$638+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Legends Bay

Map of 5504 TITLE ROW DRIVE inside its neighborhood boundary

Get to know Bradenton. See the full Bradenton guide →

Legends Bay — neighborhood snapshot

Population

352

Median age

58

Median income

$174,085

Median home value

$786,127

Avg household

3

Households w/ children

14%

For the school run

Manatee County School District

MiddleElecta Lee Magnet Middle School★★★★★
ElementaryBayshore Elementary School★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

3 of 11

LEGENDS BAY have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 495% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $1,250,000 · 10 days on market since
2022Built · LEGENDS BAY

Reality check

What actually sold near 5504 TITLE ROW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6204 TROPHY LANESold · Jun ’26

$840,000

6204 TROPHY LANE · same community

3 bd · 2 ba · 2,170 sqft · $387/sqft · 105 DOM

5707 INSPIRATION TERRACESold · Jan ’26

$1,225,000

5707 INSPIRATION TERRACE · same community

3 bd · 2.5 ba · 2,493 sqft · $491/sqft · 30 DOM

6248 CHAMPIONS ROWSold · Sep ’25

$725,000

6248 CHAMPIONS ROW · same community

2 bd · 2 ba · 2,028 sqft · $357/sqft · 134 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5504 TITLE ROW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5504 TITLE ROW DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5504 TITLE ROW DRIVE FAQs

What would the monthly payment be for 5504 TITLE ROW DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,925/mo — principal and interest, the actual property-tax bill, the $472/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5504 TITLE ROW DRIVE?+

The association fee works out to $472 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5504 TITLE ROW DRIVE?+

The most recent tax bill on record (2025) was $12,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5504 TITLE ROW DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,250,000, this home is listed about 216% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 5504 TITLE ROW DRIVE?+

Electa Lee Magnet Middle School (middle), Bayshore Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Darren Murtha. MLS #A4697806.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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