David Ramirez
$1,200,0002 bd2 ba1,494 sqft$803 /sqft$8,307 /mo all-in ↓

1100 BENJAMIN FRANKLIN DRIVE UNIT 502, SARASOTA, FL, 34236

Active41 days on marketListed Jun 22, 2026MLS #A4697797

WaterfrontCondominiumLIDO SURF & SAND

About this home

1100 BENJAMIN FRANKLIN DRIVE UNIT 502

Welcome to southern coastal living at Lido Surf & Sand. Showcasing full panoramic Gulf views and daily sunsets, this direct beach-front 5th floor condo features a 2-bedroom, 2-bathroom, boasting 1,494 sq. ft. of interior living space and an additional 394 sq. ft. expansive wraparound balcony. Wake up to coffee or tea on your private balcony with limitless beach views and end your day listening to the gentle surf a mere 200 feet from your residence. The open-concept layout presents a seamless flow from dining area through living room to the full-width beachfront balcony?perfect for intimate evenings or entertaining friends. After a refreshing swim in the beachside pool, relax in the heated spa, lounge with a good book on the pool deck, or play a game of shuffleboard with friends. A fitness center, billiards, nearly renovated social room, and garage make this a great place to live. Your pet is also welcome! Upgrades include a new water heater (2023), brand new A/C unit, and upgraded hurricane-impact windows and sliders. A short stroll down the block, the Ted Sterling Nature Preserve beckons the outdoor enthusiast - from early morning walks to gentle kayaking in the mangrove maze. Exceptional shopping and dining await at nearby St. Armands Circle. Come and check out this unit for yourself today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,494

Sqft

0 ac

Lot size

1

Garage

1976

Year built

One

Levels

$803

Per sqft

WaterfrontTurnkeyPets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Electric Water Heater · Kitchen Reverse Osmosis System · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofConcrete · Membrane
ConstructionConcrete · Other · Stucco
FoundationPillar/Post/Pier
FacesWest
ParkingGarage Door Opener · Guest · Under Building
ExteriorBalcony · Outdoor Grill · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$14,663/yr
PetsSize Limit, Yes
CommunityGulf/Ocean Front · Water Access · Waterfront · Buyer Approval Required · Deed Restrictions · Fitness Center · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,307 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$1,222
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$8,307/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$1,222
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$884KedgeAI estimate $1,128,320 · range $921K$1.4M$1.4M

vs edgeAI estimate

+6.4%

$/sqft vs Sarasota actives

$803 vs $343

Days on market

41 vs 58 typical

Where $803/sqft sits among the 400 Sarasota actives

217
58
37
25 · this home
25
38
$158–360$360–563$563–765$765–967$967–1170$1170+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lido Key

Map of 1100 BENJAMIN FRANKLIN DRIVE UNIT 502 inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Lido Key — neighborhood snapshot

Population

1,257

Median age

68

Median income

$250,001

Median home value

$1,127,100

Avg household

2

Households w/ children

18%

For the school run

Sarasota County School District

ElementarySouthside Elementary School★★★★★
HighBooker High School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

154 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $1,200,000 · 41 days on market since
1976Built · LIDO SURF & SAND

Reality check

What actually sold near 1100 BENJAMIN FRANKLIN DRIVE UNIT 502

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1104 BENJAMIN FRANKLIN DRIVE UNIT 519Sold · Dec ’25

$950,000

1104 BENJAMIN FRANKLIN DRIVE UNIT 519 · same community

2 bd · 2 ba · 1,456 sqft · $652/sqft · 220 DOM

1100 BENJAMIN FRANKLIN DRIVE UNIT 604Sold · Jul ’26

$1,250,000

1100 BENJAMIN FRANKLIN DRIVE UNIT 604 · same community

2 bd · 2 ba · 1,456 sqft · $859/sqft · 237 DOM

1102 BENJAMIN FRANKLIN DRIVE UNIT 310Sold · May ’26

$1,450,000

1102 BENJAMIN FRANKLIN DRIVE UNIT 310 · same community

3 bd · 3 ba · 1,763 sqft · $822/sqft · 223 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1100 BENJAMIN FRANKLIN DRIVE UNIT 502 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1100 BENJAMIN FRANKLIN DRIVE UNIT 502 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1100 BENJAMIN FRANKLIN DRIVE UNIT 502 FAQs

What would the monthly payment be for 1100 BENJAMIN FRANKLIN DRIVE UNIT 502?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,307/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1100 BENJAMIN FRANKLIN DRIVE UNIT 502?+

The most recent tax bill on record (2025) was $14,663. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1100 BENJAMIN FRANKLIN DRIVE UNIT 502?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,200,000, this home is listed about 111% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1100 BENJAMIN FRANKLIN DRIVE UNIT 502?+

Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,200,000 runs 42% above the SARASOTA 34236 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Aaron Virgin. MLS #A4697797.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sarasota homes, in your inbox

Like 1100 BENJAMIN FRANKLIN DRIVE UNIT 502 but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 3:26 AM UTC. The listing information on this page last changed on August 3, 2026 at 3:26 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 3:26 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 3:26 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.