David Ramirez
$2,850,0004 bd4.5 ba4,414 sqft$646 /sqft$20,505 /mo all-in ↓

3803 HAWK ISLAND DRIVE, BRADENTON, FL, 34208

Active30 days on marketListed Jun 24, 2026MLS #A4697779

WaterfrontPrivate poolSingle Family ResidenceRIVERDALE

About this home

3803 HAWK ISLAND DRIVE

Located within the gated waterfront community of Hawk Island, 3803 Hawk Island Drive offers direct boating access, updated waterfront infrastructure, and a private canal-front setting with no fixed bridges to the Manatee River, Tampa Bay, and the Gulf of Mexico. Recent improvements include a new roof, updated boat and jet ski lifts, brand-new Monogram appliances, and a fully renovated primary bath, creating a move-in-ready waterfront property in one of Bradenton's premier boating communities. Designed around the water, the home features expansive living spaces, high ceilings, and large windows that keep the canal views connected to everyday living. The floor plan provides the scale expected in a luxury waterfront residence while maintaining a comfortable flow between gathering areas, private spaces, and outdoor living. The kitchen anchors the home and opens naturally to the surrounding living and dining areas, creating a layout that works equally well for entertaining and daily life. Throughout the residence, generous room sizes and flexible living spaces allow for a variety of uses, including dedicated office space, fitness areas, media rooms, or additional guest accommodations. Outdoor living plays a central role in the property. Multiple covered lanais, open-air terraces, a pool and spa, dedicated pool bath, and private dockage create a setting built around Florida's year-round waterfront lifestyle. Updated boat and jet ski lifts provide immediate access to the water, while the protected canal location offers convenient boating access without sacrificing privacy. The primary suite serves as a private retreat overlooking the water and is complemented by a fully renovated bath designed with clean finishes and modern functionality. Additional guest suites are thoughtfully separated throughout the home, providing comfort and privacy for family and visitors alike. Mature tropical landscaping, substantial garage space, and an expansive driveway approach contribute to the property's sense of privacy and arrival. The setting offers the security of a gated community while remaining close to the destinations that define Gulf Coast living. Located minutes from Anna Maria Island, downtown Sarasota, Lakewood Ranch, private clubs, championship golf, waterfront dining, and Gulf beaches, 3803 Hawk Island Drive combines deep-water boating access, meaningful recent improvements, and estate-scale waterfront living within one of the region's most established luxury boating communities.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

4,414

Sqft

0.56 ac

Lot size

3

Garage

2005

Year built

Two

Levels

$646

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Travertine · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Exhaust Fan · Freezer · Gas Water Heater · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Heat Pump · Zoned
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingCircular Driveway
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$712/mo
Taxes (2025)$38,225/yr
PetsYes
CommunityRiver · Waterfront · Deed Restrictions · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Underground Utilities
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$20,505 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,378
PMI (est., until 20% equity)$1,069
Property tax — 2025 actual bill$3,185
HOA fee — from the listing$712
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $285,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $285,000
Interest rate6.00%
Loan term

Estimated payment

$20,505/mo

Principal & interest$15,378
PMI (est., until 20% equity)$1,069
Property taxes (actual bill)$3,185
HOA / condo fee$712
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Braden River East

Map of 3803 HAWK ISLAND DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa50 min
Tampa Int’l Airport (TPA)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Braden River East — neighborhood snapshot

Population

7,295

Median age

52

Median income

$86,737

Median home value

$379,666

Avg household

2

Households w/ children

686

For the school run

Manatee County School District

ElementaryWilliam H. Bashaw Elementary★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighBraden River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 694% above the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 24, 2026Listed at $2,850,000 · 30 days on market since
2005Built · RIVERDALE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3803 HAWK ISLAND DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3803 HAWK ISLAND DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3803 HAWK ISLAND DRIVE FAQs

What would the monthly payment be for 3803 HAWK ISLAND DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,505/mo — principal and interest, the actual property-tax bill, the $712/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3803 HAWK ISLAND DRIVE?+

The association fee works out to $712 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3803 HAWK ISLAND DRIVE?+

The most recent tax bill on record (2025) was $38,225. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3803 HAWK ISLAND DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $2,850,000, this home is listed about 620% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 3803 HAWK ISLAND DRIVE?+

William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,850,000 runs 694% above the BRADENTON 34208 median — but at 4,414 sqft it's also nearly 3 times the size of the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $712/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of COLDWELL BANKER REALTY · Jason Cooper. MLS #A4697779.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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