David Ramirez
$25,5003 bd2 ba1,377 sqft$19 /sqft$345 /mo all-in ↓

323 MADISON DRIVE, SARASOTA, FL, 34236

Active24 days on marketListed Jun 30, 2026MLS #A4697742

Priced 97% below the SARASOTA 34236 medianPrivate poolSingle Family ResidenceSAINT ARMANDS DIV JOHN RINGLING ESTATES

About this home

323 MADISON DRIVE

Pool and spa install coming in September 2026, booked October 8th-12th, Dec. 18th 2026-January 1st 2027 Professional Pictures coming soon! Welcome to your perfect St. Armand's getaway! This beautifully updated 3-bedroom, 2-bath home offers comfort, style, and an unbeatable location just around the corner from world-famous St. Armands Circle and Lido Beach. Designed for relaxation and quality time together, the home features a cozy family room, spacious dining area, and a fully equipped kitchen with brand-new appliances. Whether you're preparing a quick breakfast before the beach or gathering for a family dinner, you'll have everything you need for a memorable stay. Each bedroom is thoughtfully furnished to provide a comfortable retreat, while the two full bathrooms offer convenience for families and groups. Step outside to enjoy the private backyard, the perfect spot for morning coffee, afternoon sunshine, or unwinding after a day at the beach. With new furnishings throughout the home, guests will appreciate the fresh coastal feel and inviting atmosphere. Located in the heart of St. Armands, you'll be within walking distance of renowned restaurants, boutique shopping, ice cream shops, and local attractions. Lido Beach is just minutes away, making it easy to spend your days soaking up the Florida sunshine and Gulf Coast beauty. Whether you're planning a family vacation, a couples' escape, or a long-term island stay, this charming home offers the perfect combination of location, comfort, and convenience. Experience the best of Sarasota's island lifestyle from this charming St. Armands retreat! The $25,500 is for base rent only. There are taxes, insurance fee, cleaning fees, credit card fee, and pool heating fee. Please note-the driveway can accomodate 2 cars. Street parking is available for a fee. Street parking is available from 8 am to midnight with no overnight parking. You may park in the parking garage and the Filmore parking lot overnight. (More detailed info in the house manual)

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,377

Sqft

0.16 ac

Lot size

1953

Year built

One

Levels

$19

Per sqft

Private poolPool viewTurnkey

Inside

FlooringTile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Surface Counters · Thermostat · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

ViewPool

Community & fees

PetsNo

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$345 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$150
FHA mortgage insurance (est.)$11
Est. property taxes (1.1%/yr)$23
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $893Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $893
Interest rate6.00%
Loan term

Estimated payment

$345/mo

Principal & interest$150
FHA mortgage insurance (est.)$11
Est. property taxes$23
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SAINT ARMANDS DIV JOHN RINGLING ESTATES

$19 vs $1,091

Days on market

24 vs 58 typical

Where $19/sqft sits among the 15 homes for sale in SAINT ARMANDS DIV JOHN RINGLING ESTATES

0 · this home
1
2
6
4
2
$19–304$304–589$589–874$874–1159$1159–1444$1444+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 323 MADISON DRIVE

Drive times from this address

Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34236 — neighborhood snapshot

Population

13,916

Median age

66.6

Median income

$96,400

Median home value

$917,100

Avg household

1.63

Households w/ children

460

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

8 of 15

SAINT ARMANDS DIV JOHN RINGLING ESTATES have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% below the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $25,500 · 24 days on market since
1953Built · SAINT ARMANDS DIV JOHN RINGLING ESTATES

Reality check

What actually sold near 323 MADISON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

323 MADISON DRIVESold · Apr ’26

$1,245,000

323 MADISON DRIVE · same community

3 bd · 2 ba · 1,377 sqft · $904/sqft · 50 DOM

321 N BOULEVARD OF THE PRESIDENTSSold · Oct ’25

$1,600,000

321 N BOULEVARD OF THE PRESIDENTS · same community

2 bd · 2 ba · 1,367 sqft · $1,170/sqft · 140 DOM

409 N WASHINGTON DRIVESold · Sep ’25

$1,400,000

409 N WASHINGTON DRIVE · same community

2 bd · 2 ba · 1,682 sqft · $832/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 323 MADISON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 323 MADISON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

323 MADISON DRIVE FAQs

What would the monthly payment be for 323 MADISON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $345/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 323 MADISON DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $25,500, this home is listed about 96% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Listing courtesy of PRECISE REALTY CORP · Jennifer Le Blanc. MLS #A4697742.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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