David Ramirez
$214,9002 bd2 ba1,008 sqft$213 /sqft$2,340 /mo all-in ↓

3820 IRONWOOD LANE UNIT 603I, BRADENTON, FL, 34209

Active51 days on marketListed Jun 19, 2026MLS #A4697638

Priced 45% below the Bradenton medianCondominiumIRONWOOD NINTH

About this home

3820 IRONWOOD LANE UNIT 603I

Welcome to your dream penthouse retreat! This exquisite 6th-floor residence stands out as the crown jewel of Ironwood, offering a perfect blend of luxury, comfort, and breathtaking views that will captivate you from the moment you step inside. Imagine waking up to stunning views of the meticulously manicured golf course and sparkling pool below. This two-bedroom, two-bathroom haven has been thoughtfully designed to cater to your every need. The heart of the home, the kitchen, boasts elegant quartz waterfall countertops complemented by a striking quartz backsplash. Slow-close upgraded wood cabinets provide ample storage, while a suite of matching stainless steel LG appliances, and a sleek glass cooktop, make meal preparation a joy. A convenient lazy susan adds functionality to this already impressive space. Throughout the home, you'll find high-quality Luxury Vinyl Plank flooring, offering both style and durability. The primary bedroom, a true sanctuary, features plush new carpet underfoot and the added privacy of plantation shutters. With a ceiling fan and two closets, including a spacious walk-in, storage is never an issue. The en-suite bathroom has been updated with a modern walk-in shower, perfect for starting your day in luxury. Fresh paint throughout the residence creates a crisp, clean canvas for your personal style. The covered parking keeps your vehicle protected from the elements and for added convenience, a separate exterior storage closet provides extra space for your belongings. Living here means embracing a lifestyle of leisure and community. The HOA meticulously maintains the grounds, allowing you to focus on what matters most. Take a dip in the heated pool, socialize in the large clubhouse with its full kitchen for events, or enjoy outdoor activities like grilling and shuffleboard. Golf enthusiasts will appreciate the proximity to the course, making it easy to indulge in your favorite pastime. This penthouse isn't just a home; it's an opportunity to elevate your lifestyle. The 6th-floor location offers unparalleled views and a sense of privacy that's hard to find. Whether you're entertaining guests or enjoying a quiet evening at home, this residence provides the perfect backdrop for creating lasting memories. One of the most enticing aspects of this property is its prime location. Just 6 miles from the beach, you can easily indulge in sun-soaked days and breathtaking sunsets whenever the mood strikes. For those who enjoy retail therapy or simply need convenient access to essentials, the close proximity to shopping areas ensures that everything you need is within easy reach. Don't miss your chance to own this exceptional property, currently the crown jewel of Ironwood listings. Experience the pinnacle of Florida living in a community that offers tranquility, activity, and unbeatable convenience. Your new life of luxury awaits at 3820 Ironwood Lane. Schedule your private viewing today and prepare to fall in love with your future home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,008

Sqft

1.38 ac

Lot size

1978

Year built

One

Levels

$213

Per sqft

55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryCommon Area · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationBlock
FacesSouth
ExteriorSliding Doors

Community & fees

HOA fee$584/mo
Taxes (2025)$2,832/yr
PetsCats OK, Size Limit, Yes
CommunityFitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,340 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,265
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$236
Condo fee — from the listing$584
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,522Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,522
Interest rate6.00%
Loan term

Estimated payment

$2,340/mo

Principal & interest$1,265
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$236
HOA / condo fee$584
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $215K
$150KedgeAI estimate $164,630 · range $156K$175K$223K

vs edgeAI estimate

+30.5%

$/sqft vs Bradenton actives

$213 vs $246

Days on market

51 vs 55 typical

Where $213/sqft sits among the 400 Bradenton actives

105
107 · this home
82
49
25
32
$124–189$189–253$253–318$318–382$382–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 3820 IRONWOOD LANE UNIT 603I

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

223 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% below the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $214,900 · 51 days on market since
1978Built · IRONWOOD NINTH

Reality check

What actually sold near 3820 IRONWOOD LANE UNIT 603I

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3820 IRONWOOD LANE W UNIT 602-ISold · Feb ’26

$150,000

3820 IRONWOOD LANE W UNIT 602-I · same community

2 bd · 2 ba · 1,008 sqft · $149/sqft · 69 DOM

3820 IRONWOOD LANE UNIT 106ISold · Mar ’26

$147,000

3820 IRONWOOD LANE UNIT 106I · same community

2 bd · 2 ba · 1,088 sqft · $135/sqft · 44 DOM

3112 52ND AVENUE DRIVE WSold · Dec ’25

$225,000

3112 52ND AVENUE DRIVE W

2 bd · 1 ba · 1,048 sqft · $215/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3820 IRONWOOD LANE UNIT 603I — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3820 IRONWOOD LANE UNIT 603I — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3820 IRONWOOD LANE UNIT 603I FAQs

What would the monthly payment be for 3820 IRONWOOD LANE UNIT 603I?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,340/mo — principal and interest, the actual property-tax bill, the $584/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3820 IRONWOOD LANE UNIT 603I?+

The association fee works out to $584 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3820 IRONWOOD LANE UNIT 603I?+

The most recent tax bill on record (2025) was $2,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3820 IRONWOOD LANE UNIT 603I?+

The listing reports pets: Cats OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $214,900, this home is listed about 45% below the Bradenton median of $389,650. The market section on this page shows how the area is trending.

Listing courtesy of MEDWAY REALTY · Nathan Radcliffe. MLS #A4697638.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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