David Ramirez
$2,6003 bd2 ba2,308 sqft$1 /sqft$179 /mo all-in ↓

13 SEAWARD CIRCLE, PLACIDA, FL, 33946

Active32 days on marketListed Jun 17, 2026MLS #A4697409

Priced 93% below the PLACIDA 33946 medianSingle Family ResidenceCAPE HAZE WINDWARD

About this home

13 SEAWARD CIRCLE

LOVELY REMODELED GOLF COURSE FRONT HOME LOCATED IN CAPE HAZE. THE HOME FEATURES A NEW CROWN SANIBEL BARREL TILE ROOF, NEW HURRICANE-RATED GARAGE DOOR AND NEW OPENER, ALL NEW STAINLESS STEEL APPLIANCES, NEW CEILING FANS AND LIGHT FIXTURES, NEW WOOD PLANK STYLE LAMINATE FLOOR, AND A FRESHLY PAINTED NEUTRALG RAY SCREEN INTERIOR COLOR. NEW LANDSCAPE. LOCATED ON A CUL DE SAC. THE LARGE REAR PATIO IS COVERED AND HAS A STELLAR VIEW OF THE GOLF COURSE AND LAKE. THE SLIDING GLASS DOORS ALLOW YOU TO OPEN THE HOME UP AND ENJOY THE OUTDOOR AIR. COME DRINK YOUR FAVORITE BEVERAGE AND WATCH ALL THE TROPICAL BIRDS COME TO PLAY. CLOSE TO THE GULF BEACHES OF BOCA GRANDE AND ENGLEWOOD. WORLD-CLASS BOATING AND FISHING 5 Minutes to Boat Ramp. MILES OF BIKE AND GOLF CART TRAILS. COME ENJOY THE SALT LIFE. Indoor utility room with washer and dryer included

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,308

Sqft

0.27 ac

Lot size

2

Garage

1989

Year built

One

Levels

$1

Per sqft

Golf Course & Trees/Woods viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

ViewGolf Course · Trees/Woods
FacesNorth
ExteriorSliding Doors

Community & fees

PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$179 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $91Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $91
Interest rate6.00%
Loan term

Estimated payment

$179/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs CAPE HAZE WINDWARD

$1 vs $301

Days on market

32 vs 91 typical

Where $1/sqft sits among the 10 homes for sale in CAPE HAZE WINDWARD

0 · this home
2
4
3
0
1
$1–116$116–232$232–347$347–462$462–577$577+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 13 SEAWARD CIRCLE

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

3 of 10

CAPE HAZE WINDWARD have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 93% below the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Jun 17, 2026Listed at $2,600 · 32 days on market since
1989Built · CAPE HAZE WINDWARD

Reality check

What actually sold near 13 SEAWARD CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10 CORAL CREEK PLACESold · Jul ’26

$740,000

10 CORAL CREEK PLACE · same community

3 bd · 2.5 ba · 2,314 sqft · $320/sqft · 248 DOM

10 ARLINGTON DRIVESold · Jun ’26

$625,000

10 ARLINGTON DRIVE · same community

3 bd · 2 ba · 2,210 sqft · $283/sqft · 16 DOM

16 WINDWARD TERRACESold · Nov ’25

$305,000

16 WINDWARD TERRACE · same community

3 bd · 2.5 ba · 2,186 sqft · $140/sqft · 239 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13 SEAWARD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13 SEAWARD CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13 SEAWARD CIRCLE FAQs

What would the monthly payment be for 13 SEAWARD CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 13 SEAWARD CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $2,600, this home is listed about 100% below the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13 SEAWARD CIRCLE?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PLACIDA 33946 market on paper

$2,600 is 93% below the PLACIDA 33946 median of $35,000, and at $1/sqft it sits under the Placida average of $470.

02Golf Course & Trees/Woods views

The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SUNREAL ESTATE INC · Karl Helbig. MLS #A4697409.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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