David Ramirez
$599,9002 bd2 ba1,047 sqft$573 /sqft$4,056 /mo all-in ↓

17 SEASIDE COURT, HOLMES BEACH, FL, 34217

Active32 days on marketListed Jun 22, 2026MLS #A4697389

Priced 52% below the HOLMES BEACH 34217 medianWaterfrontVillaSEASIDE GARDENS REP

About this home

17 SEASIDE COURT

Your own slice of paradise awaits in Seaside Gardens, a beloved island neighborhood where laid-back coastal charm meets easy Gulf access. This property is a blank canvas ready for your vision. Inside, the space has been opened up and is primed for its next chapter—design and finish it exactly the way you've always imagined. Step outside to 40 feet of grandfathered dockage, so your boat stays just steps from your door, complemented by a newer seawall installed in 2022. Launch your paddle board right from the dock and glide out onto the bayou, or settle onto the covered waterfront porch—the perfect perch for morning coffee, sunset cocktails, or simply watching the boats drift by. With beautiful water views, cooling coastal breezes, and room to entertain, the possibilities for outdoor living are endless. Beyond the water, everything island life has to offer is just a short stroll away: the dog park, playground, tennis and pickleball courts, and skate park, plus dining, shopping, and local coffee shops. Whether you're dreaming of a weekend getaway, a seasonal escape, or a full-time island residence, this is your chance to create something truly special—just moments from sandy beaches, waterfront dining, and everything that makes island life so irresistible.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,047

Sqft

0.05 ac

Lot size

1963

Year built

One

Levels

$573

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringConcrete · Tile
AppliancesNone
InteriorNinguno
LaundryNone
CoolingNone
HeatingNone

Outside & construction

RoofMembrane
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ParkingDriveway
ExteriorStorage

Community & fees

HOA fee$150/mo
Taxes (2025)$3,404/yr
PetsYes
CommunityBay/Harbor Front · Public Boat Ramp · Association Recreation - Owned · Buyer Approval Required

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,056 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$284
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$4,056/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$284
HOA / condo fee$150
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$267KedgeAI estimate $384,203 · range $278K$556K$624K

vs edgeAI estimate

+56.1%

$/sqft vs Holmes Beach actives

$573 vs $906

Days on market

32 vs 95 typical

Where $573/sqft sits among the 140 Holmes Beach actives

20 · this home
32
40
20
9
19
$459–640$640–822$822–1003$1003–1185$1185–1366$1366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holmes Beach

Map of 17 SEASIDE COURT

Drive times from this address

Downtown Tampa71 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holmes Beach. See the full Holmes Beach guide →

HOLMES BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holmes Beach market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$875K$850K

Holmes Beach median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

76 of 140

Holmes Beach actives have cut their price

Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% below the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $599,900 · 32 days on market since
1963Built · SEASIDE GARDENS REP

Reality check

What actually sold near 17 SEASIDE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19 SEASIDE COURTSold · Sep ’25

$599,900

19 SEASIDE COURT · same community

2 bd · 2 ba · 978 sqft · $613/sqft · 280 DOM

420 63RD STREET UNIT B EastSold · Jul ’25

$675,000

420 63RD STREET UNIT B East · same community

2 bd · 1 ba · 1,130 sqft · $597/sqft · 35 DOM

449 63RD STREETSold · Jun ’26

$689,500

449 63RD STREET · same community

2 bd · 2 ba · 958 sqft · $720/sqft · 189 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17 SEASIDE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17 SEASIDE COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17 SEASIDE COURT FAQs

What would the monthly payment be for 17 SEASIDE COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,056/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17 SEASIDE COURT?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17 SEASIDE COURT?+

The most recent tax bill on record (2025) was $3,404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17 SEASIDE COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holmes Beach?+

At $599,900, this home is listed about 56% below the Holmes Beach median of $1,375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 17 SEASIDE COURT?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HOLMES BEACH 34217 market on paper

$599,900 is 52% below the HOLMES BEACH 34217 median of $1,237,500, and at $573/sqft it sits under the Holmes Beach average of $939.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DUNCAN REAL ESTATE, INC. · Darcie Duncan. MLS #A4697389.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Holmes Beach homes, in your inbox

Like 17 SEASIDE COURT but not quite? A daily digest of every new listing in Holmes Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 1:30 AM UTC. The listing information on this page last changed on July 25, 2026 at 1:30 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 1:30 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 1:30 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.