David Ramirez
$334,0003 bd2 ba1,451 sqft$230 /sqft$2,775 /mo all-in ↓

9437 LEMON DROP LOOP, SUN CITY CENTER, FL, 33573

Active13 days on marketListed Jul 9, 2026MLS #A4697374

WaterfrontSingle Family ResidenceBELMONT SOUTH PH 2F

About this home

9437 LEMON DROP LOOP

Virtually Staged. What an incredible opportunity to own this beautifully upgraded, energy-efficient home—while also taking advantage of a Hillsborough County buyer assistance program offering up to $30,000 toward down payment and closing costs for eligible purchasers. Assistance is subject to program qualification requirements through approved lender; please inquire for details. That rare combination of affordability, upgrades, energy efficiency, and peaceful water views is exactly what you’ll find in this beautifully maintained 3-bedroom, 2-bath split floor plan home in the Belmont community of Sun City Center. Designed for modern living, this home features an open and inviting layout with a vaulted ceiling in the main living area and tile flooring throughout—no carpet anywhere for a clean, low-maintenance lifestyle. The chef-inspired kitchen is the heart of the home, showcasing granite countertops, a large center island, white shaker-style cabinetry, GE stainless steel appliances, and a natural gas range, all seamlessly connected to the main living and dining spaces for easy entertaining. The private owner’s suite offers a relaxing retreat with a dual-sink vanity and a spacious walk-in closet complete with custom white built-in organizers. Ceiling fans in every room enhance comfort year-round. Step outside to the extended screened lanai overlooking a tranquil pond, where Florida living truly comes to life. The fully vinyl fenced backyard provides privacy and flexibility for pets, gatherings, or simply enjoying the outdoors. This home stands apart with exceptional efficiency and system upgrades, including paid-off Tesla solar panels for significantly reduced energy costs, a Rinnai tankless natural gas water heater, Kinetico whole-house water softener, Rain Bird irrigation system, natural gas appliances, vinyl insulated dual-pane energy-efficient windows, and corrugated aluminum impact shutters for added protection and peace of mind. Residents of Belmont enjoy resort-style amenities with low HOA fees. The amenity center is located at 10050 Paseo Al Mar Blvd, including two community pools, tennis courts, basketball court, dog park, playground, and a fire pit overlooking the lake—a true extension of your backyard lifestyle. This is a rare opportunity to own a move-in ready, energy-efficient home with water views, extensive upgrades, and meaningful financial assistance that can significantly reduce upfront costs.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,451

Sqft

0.11 ac

Lot size

2

Garage

2022

Year built

One

Levels

$230

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ExteriorIrrigation System

Community & fees

HOA fee$14/mo
Taxes (2025)$5,843/yr
PetsYes
CommunityAssociation Recreation - Owned · Community Mailbox · Deed Restrictions · Dog Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,775 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,966
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$487
HOA fee — from the listing$14
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,690Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,690
Interest rate6.00%
Loan term

Estimated payment

$2,775/mo

Principal & interest$1,966
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$487
HOA / condo fee$14
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $334K
$312KedgeAI estimate $328,825 · range $325K$338K$351K

vs edgeAI estimate

+1.6%

$/sqft vs BELMONT SOUTH PH 2F

$230 vs $164

Days on market

13 vs 37 typical

Where $230/sqft sits among the 7 homes for sale in BELMONT SOUTH PH 2F

4
1
0
1
1
0 · this home
$157–169$169–181$181–193$193–206$206–218$218+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sun City Center

Map of 9437 LEMON DROP LOOP

Get to know Sun City Center. See the full Sun City Center guide →

SUN CITY CENTER 33573 — neighborhood snapshot

Population

30,820

Median age

68.5

Median income

$68,431

Median home value

$270,600

Avg household

1.98

Households w/ children

1,606

For the school run

Hillsborough County School District

ElementaryDoby Elementary School★★★★★
HighEast Bay High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sun City Center market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$272K$255K

Sun City Center median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

6 of 7

BELMONT SOUTH PH 2F have cut their price

Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $334,000 · 13 days on market since
2022Built · BELMONT SOUTH PH 2F

Reality check

What actually sold near 9437 LEMON DROP LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9341 CHANNING HILL DRIVESold · Jun ’26

$325,000

9341 CHANNING HILL DRIVE · same community

4 bd · 2 ba · 1,841 sqft · $177/sqft · 40 DOM

9424 LEMON DROP LOOPSold · May ’26

$357,000

9424 LEMON DROP LOOP · same community

5 bd · 2.5 ba · 2,415 sqft · $148/sqft · 32 DOM

9328 CHANNING HILL DRIVESold · May ’26

$500,000

9328 CHANNING HILL DRIVE · same community

4 bd · 2.5 ba · 2,439 sqft · $205/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9437 LEMON DROP LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9437 LEMON DROP LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9437 LEMON DROP LOOP FAQs

What would the monthly payment be for 9437 LEMON DROP LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,775/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9437 LEMON DROP LOOP?+

The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9437 LEMON DROP LOOP?+

The most recent tax bill on record (2025) was $5,843. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9437 LEMON DROP LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sun City Center?+

At $334,000, this home is listed about 21% above the Sun City Center median of $274,950. The market section on this page shows how the area is trending.

Which schools are assigned to 9437 LEMON DROP LOOP?+

Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REGAL TOUCH REALTY INC · Chrissy Brahler. MLS #A4697374.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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