David Ramirez
$535,0002 bd2 ba1,699 sqft$315 /sqft$3,776 /mo all-in ↓

9438 CRUGAR, ENGLEWOOD, FL, 34224

Active35 days on marketListed Jun 18, 2026MLS #A4697372

Private poolSingle Family ResidencePORT CHARLOTTE SEC 84

About this home

9438 CRUGAR

RV Owner Dream House! This 2 bedroom / 2 bath pool home is in immaculate condition. With new AC, Newer Roof and appliances, this home is move in ready. This unique property comes with a massive block garage 30'X50' that can store the largest RV or boat that you could dream of and still have room for a workshop and plenty of storage space for your toys. It has a 12'x14' hurricane proof steel industrial door. The floor plan of this home is perfect for entertaining family and friends and features a formal living/dining room, a completely updated kitchen overlooking the family room, a spacious air conditioned Florida room with multiple pocket sliding doors leading to the screened in pool with hot tub. Lots of extras: Irrigation well, wood cabinets, solid surface countertops, two beautiful custom made stained glass doors, skylight in the kitchen, UV light to prevent mold in the duct work, and much, much more! Three properties for the price of one for a combined combined total land of approx. 2/3 acre. This home is being sold simultaneously with the adjacent properties on Oceanspray (Lot #21 the RV Garage) and Crugar (Lot #16 vacant buildable lot).

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,699

Sqft

0.68 ac

Lot size

2

Garage

1986

Year built

One

Levels

$315

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener · Parking Pad
ExteriorIrrigation System · Rain Gutters · RV Hookup

Community & fees

Taxes (2025)$2,763/yr
PetsYes

Utilities & systems

UtilitiesSprinkler Meter · Sprinkler Well · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,776 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property tax — 2025 actual bill$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,725
Interest rate6.00%
Loan term

Estimated payment

$3,776/mo

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property taxes (actual bill)$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $535K
$320KedgeAI estimate $346,144 · range $334K$351K$556K

vs edgeAI estimate

+54.6%

$/sqft vs Englewood actives

$315 vs $240

Days on market

35 vs 59 typical

Where $315/sqft sits among the 400 Englewood actives

168
104 · this home
68
23
12
25
$115–219$219–322$322–426$426–529$529–633$633+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood East

Map of 9438 CRUGAR inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Englewood East — neighborhood snapshot

Population

12,116

Median age

58

Median income

$62,950

Median home value

$270,898

Avg household

2

Households w/ children

673

For the school run

Charlotte County School District

ElementaryVineland Elementary School★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

182 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 569% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $535,000 · 35 days on market since
1986Built · PORT CHARLOTTE SEC 84

Reality check

What actually sold near 9438 CRUGAR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

36 PINEHURST COURTSold · Apr ’26

$390,000

36 PINEHURST COURT

3 bd · 2 ba · 1,720 sqft · $227/sqft · 3 DOM

206 MARINER LANESold · Jul ’26

$370,000

206 MARINER LANE

3 bd · 2 ba · 1,672 sqft · $221/sqft · 38 DOM

27 MARINER LANESold · May ’26

$420,000

27 MARINER LANE

3 bd · 2.5 ba · 1,652 sqft · $254/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9438 CRUGAR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9438 CRUGAR — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9438 CRUGAR FAQs

What would the monthly payment be for 9438 CRUGAR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,776/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9438 CRUGAR?+

The most recent tax bill on record (2025) was $2,763. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9438 CRUGAR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $535,000, this home is listed about 45% above the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 9438 CRUGAR?+

Vineland Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$535,000 runs 569% above the ENGLEWOOD 34224 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Vineland Elementary School, L. A. Ainger Middle School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of YORKSHIRE INTERNATIONAL R.E. · Jules Roman. MLS #A4697372.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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