11404 HARBOURSIDE LANE, PARRISH, FL, 34219
Active32 days on marketListed Jun 17, 2026MLS #A4697367
About this home
11404 HARBOURSIDE LANE
Build your legacy in one of Southwest Florida's most distinguished waterfront communities. Welcome to Lot 140 in The Islands on the Manatee River, an award-winning luxury enclave recently recognized as the 2026 Best Overall Community – Category 3 by the Suncoast Builders Association, marking its ninth overall victory. Situated within the desirable North Harbour section on Harbourside Lane, this exceptional .50-acre, corner homesite offers tranquil water views and the added peace of mind of being located in Flood Zone X. With only a limited number of homesites remaining, this is a rare opportunity to secure your place in one of the area's most sought-after gated communities. What truly sets this offering apart is the inclusion of custom home blueprints from Talon Home Builders, one of the region's premier luxury builders. Renowned for exceptional craftsmanship, architectural excellence, innovative design, and meticulous attention to detail, Talon creates distinctive residences that elevate luxury living beyond the ordinary. Their thoughtfully designed plans provide a head start toward creating a truly remarkable waterfront estate while allowing opportunities for customization to suit your lifestyle. Buyers are encouraged to inquire about the thoughtfully selected floor plan and exterior elevation designed specifically for this homesite, offering a glimpse into the exceptional vision already created for the property. Prefer a different vision? Buyers may also select from eleven approved luxury builders or take advantage of the community's Bring Your Own Builder program, providing flexibility rarely found in a luxury gated community. Beyond the homesite, The Islands delivers an unparalleled lifestyle with a 24-hour manned guard gate, community center, fitness facility, private boat launch, and community dock. For boating enthusiasts, enjoy direct access to the Manatee River and Gulf waters beyond. Just a short golf cart ride away, The Club at River Wilderness offers optional membership opportunities featuring championship golf, dining, fitness, tennis, pickleball, and resort-style amenities. Whether you envision a modern coastal masterpiece, a timeless estate, or a waterfront retreat designed around your family's lifestyle, 11404 Harbourside Lane presents the perfect canvas to bring your dream home to life. Opportunities like this are becoming increasingly scarce. Secure your piece of paradise today and experience the luxury, prestige, and waterfront lifestyle that only The Islands on the Manatee River can offer.
Facts & features
The home at a glance
0.49 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,432 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,432/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside River Wilderness
Drive times from this address
Get to know Parrish. See the full Parrish guide →
River Wilderness — neighborhood snapshot
Population
1,954
Median age
61
Median income
$103,085
Median home value
$537,200
Avg household
2
Households w/ children
121
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 11404 HARBOURSIDE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$275,000
8415 SUMMER GREENS TERRACE
2 bd · 2 ba · 1,433 sqft · $192/sqft · 121 DOM
Sold · Nov ’25$520,000
9613 TURNING LEAF TERRACE
3 bd · 2 ba · 1,481 sqft · $351/sqft · 35 DOM
Sold · Jun ’26$420,000
719 MISTY POND COURT
3 bd · 2 ba · 1,503 sqft · $279/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11404 HARBOURSIDE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11404 HARBOURSIDE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11404 HARBOURSIDE LANE FAQs
What would the monthly payment be for 11404 HARBOURSIDE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,432/mo — principal and interest, the actual property-tax bill, the $344/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11404 HARBOURSIDE LANE?+
The association fee works out to $344 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11404 HARBOURSIDE LANE?+
The most recent tax bill on record (2025) was $4,827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11404 HARBOURSIDE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $399,000, this home is listed about 5% below the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 11404 HARBOURSIDE LANE?+
Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PARRISH 34219 market on paper
$399,000 is 4% below the PARRISH 34219 median of $415,465.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Susan Hill. MLS #A4697367.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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